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Purdys, NY

CitySAFMR
Westchester County
Found 1 ZIP

City Median Investment Score

83Below average

095130300
BRFMR
Eff. Rent
0 BR$3,090$2,210
1 BR$3,240$2,520
2 BR$3,560$3,630
3 BR$4,450$4,720
4 BR$4,850$5,260
5 BR$5,578Not available
6 BR$6,414Not available
7 BR$7,376Not available
8 BR$8,483Not available

Purchase Price Calculator

Maximum purchase price
$477,500

Cost breakdown

+Likely effective rent$3,630
HUD FMR$3,560
Market rent$3,660
Est. payment standard (102%)Used$3,630
-Principal and interest-$2,414
Loan amount$382,000
Down payment$95,500
Rate6.50%
Term30 years
-Operating costs-$1,016
Property taxes-$478
Insurance-$175
Utilities$0
HOA$0
Management-$363
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$57,601(60.3% ROI)
Projected value
$514,215
Return breakdown
Property appreciation+$36,715
Loan principal paid down+$13,686
Rental cash flow+$7,200
5-year hold
+$99,153(103.8% ROI)
Projected value
$540,247
Return breakdown
Property appreciation+$62,747
Loan principal paid down+$24,406
Rental cash flow+$12,000
10-year hold
+$215,896(226.1% ROI)
Projected value
$611,240
Return breakdown
Property appreciation+$133,740
Loan principal paid down+$58,155
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.40
1 BR
1.29
2 BR
0.97
3 BR
0.92
4 BR
0.89
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Purdys, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Purdys, NY is $3,560 a month. That is down 9.9% from $3,950 in FY 2026. Purdys is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. The median county two-bedroom FMR in New York is $1,385, so Purdys is 157% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Purdys, NY
BedroomsFY 2027Change90–110% range
Studio$3,090−9.9%$2,781–$3,399
1BR$3,240−10.0%$2,916–$3,564
2BR$3,560−9.9%$3,204–$3,916
3BR$4,450−9.9%$4,005–$4,895
4BR$4,850−9.7%$4,365–$5,335

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Purdys, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,090$3,240$3,560$4,450$4,850
FY 2026$3,430$3,600$3,950$4,940$5,370
FY 2025$3,220$3,360$3,720$4,640$5,000
FY 2024$2,310$2,710$3,300$4,050$4,390
FY 2023$1,990$2,320$2,820$3,500$3,870

Questions about Purdys, NY rents

How much will Section 8 pay for a two-bedroom in Purdys, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $3,560 it would be $3,204 to $3,916. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Purdys, NY in?

Purdys, NY is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in Purdys, NY for FY 2027?

The two-bedroom FMR fell 9.9%, from $3,950 in FY 2026 to $3,560 in FY 2027. Since FY 2023 it has risen 26.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set