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PA/Berks County/Reading

Reading, PA

CitySAFMR
Berks County
Found 12 ZIPs
Zillow

City Median Investment Score

108Above average

095130300
BRFMR
Eff. Rent
0 BR$980 – $1,350$960 – $1,380
1 BR$1,120 – $1,530$1,110 – $1,550
2 BR$1,420 – $1,960$1,290 – $1,840
3 BR$1,750 – $2,410$1,490 – $2,110
4 BR$1,880 – $2,590$1,530 – $2,450
5 BR$2,294Not available
6 BR$2,638Not available
7 BR$3,034Not available
8 BR$3,489Not available

Public Housing Authority

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Rolodex

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Market Alignment

Studio
2
2
2
2
0.76-1.02
1 BR
6
0.82-1.01
2 BR
2
2
2
2
0.85-1.11
3 BR
3
3
0.78-1.17
4 BR
4
0.76-1.25
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Reading, PA fair market rent, FY 2027

For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 12 ZIP codes in Reading, PA ranges from $1,420 to $1,960 a month, with a median of $1,505. That is down 9.6% from $1,665 in FY 2026. Reading is in the Reading, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,418. The median county two-bedroom FMR in Pennsylvania is $1,136, so Reading is 32% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Reading, PA
BedroomsFY 2027Change90–110% range
Studio$1,040−9.6%$936–$1,144
1BR$1,180−9.6%$1,062–$1,298
2BR$1,505−9.6%$1,355–$1,656
3BR$1,845−9.8%$1,661–$2,030
4BR$1,995−9.5%$1,796–$2,195

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Reading, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,180$1,505$1,845$1,995
FY 2026$1,150$1,305$1,665$2,045$2,205
FY 2025$985$1,135$1,430$1,790$1,895
FY 2024$925$1,075$1,365$1,705$1,820
FY 2023$775$915$1,160$1,455$1,560

Two-bedroom rent by ZIP code

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. median
19610$1,960+30.2%
19608$1,850+22.9%
19609$1,660+10.3%
19605$1,590+5.6%
19606$1,580+5.0%
19607$1,580+5.0%
19603$1,430−5.0%
19612$1,430−5.0%
19601$1,420−5.6%
19602$1,420−5.6%
19604$1,420−5.6%
19611$1,420−5.6%

Questions about Reading, PA rents

How much will Section 8 pay for a two-bedroom in Reading, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,418, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,276 to $1,560 a month; under the ZIP-level Small Area FMR of $1,505 it would be $1,355 to $1,656. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Reading, PA in?

Reading, PA is in the Reading, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,418.

How much did fair market rent change in Reading, PA for FY 2027?

The two-bedroom FMR fell 9.6%, from $1,665 in FY 2026 to $1,505 in FY 2027. Since FY 2023 it has risen 29.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPA statewide rentsWhat is SAFMR?Data sources