SAGINAW, MI
CitySAFMR
Saginaw County
Found 11 ZIPs
BRFMR
Eff. Rent
0 BR$740 – $850$700 – $850
1 BR$820 – $940$750 – $920
2 BR$1,080 – $1,230$890 – $1,190
3 BR$1,390 – $1,590$1,110 – $1,520
4 BR$1,430 – $1,630$1,220 – $1,610
5 BR$1,702
6 BR$1,957
7 BR$2,251
8 BR$2,589

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 1 ZIP
0.55ratio
FMR$740
Market$1,340
vs market-$600

FMR is below market; voucher rent may lag private rents.

Studio- 3 ZIPs
0.79ratio range
Median FMR$770
Median Market$970
vs market-$200

FMR is below market; voucher rent may lag private rents.

3
Studio- 2 ZIPs
0.95-0.96ratio range
Median FMR$800
Median Market$835
vs market-$35

FMR is near market; voucher and private rents are aligned.

2
Studio- 1 ZIP
1.06ratio
FMR$750
Market$710
vs market+$40

FMR is near market; voucher and private rents are aligned.

Studio- 2 ZIPs
1.07-1.08ratio range
Median FMR$800
Median Market$745
vs market+$55

FMR is near market; voucher and private rents are aligned.

2
Studio- 1 ZIP
1.19ratio
FMR$830
Market$700
vs market+$130

FMR is above market; underwrite to market rent.

0.55-1.19
1 BR
1 BR- 1 ZIP
0.68ratio
FMR$820
Market$1,210
vs market-$390

FMR is below market; voucher rent may lag private rents.

1
1 BR- 1 ZIP
0.89ratio
FMR$850
Market$950
vs market-$100

FMR is below market; voucher rent may lag private rents.

1
1 BR- 2 ZIPs
0.92ratio range
Median FMR$850
Median Market$920
vs market-$70

FMR is near market; voucher and private rents are aligned.

2
1 BR- 1 ZIP
1.01ratio
FMR$910
Market$900
vs market+$10

FMR is near market; voucher and private rents are aligned.

1
1 BR- 2 ZIPs
1.09ratio range
Median FMR$885
Median Market$810
vs market+$75

FMR is near market; voucher and private rents are aligned.

2
1 BR- 2 ZIPs
1.10-1.11ratio range
Median FMR$845
Median Market$765
vs market+$80

FMR is above market; underwrite to market rent.

2
1 BR- 1 ZIP
1.23ratio
FMR$920
Market$750
vs market+$170

FMR is above market; underwrite to market rent.

1
0.68-1.23
2 BR
2 BR- 1 ZIP
0.84ratio
FMR$1,080
Market$1,280
vs market-$200

FMR is below market; voucher rent may lag private rents.

2 BR- 1 ZIP
0.98ratio
FMR$1,120
Market$1,140
vs market-$20

FMR is near market; voucher and private rents are aligned.

2 BR- 2 ZIPs
1.04ratio range
Median FMR$1,120
Median Market$1,080
vs market+$40

FMR is near market; voucher and private rents are aligned.

2
2 BR- 1 ZIP
1.12ratio
FMR$1,130
Market$1,010
vs market+$120

FMR is above market; underwrite to market rent.

2 BR- 3 ZIPs
1.16-1.18ratio range
Median FMR$1,190
Median Market$1,020
vs market+$170

FMR is above market; underwrite to market rent.

3
2 BR- 1 ZIP
1.21ratio
FMR$1,090
Market$900
vs market+$190

FMR is above market; underwrite to market rent.

2 BR- 1 ZIP
1.36ratio
FMR$1,210
Market$890
vs market+$320

FMR is above market; underwrite to market rent.

0.84-1.36
3 BR
3 BR- 2 ZIPs
0.92ratio range
Median FMR$1,415
Median Market$1,540
vs market-$125

FMR is near market; voucher and private rents are aligned.

2
3 BR- 3 ZIPs
1.06-1.09ratio range
Median FMR$1,530
Median Market$1,440
vs market+$90

FMR is near market; voucher and private rents are aligned.

3
3 BR- 2 ZIPs
1.16-1.19ratio range
Median FMR$1,430
Median Market$1,220
vs market+$210

FMR is above market; underwrite to market rent.

2
3 BR- 2 ZIPs
1.30ratio range
Median FMR$1,440
Median Market$1,110
vs market+$330

FMR is above market; underwrite to market rent.

2
3 BR- 1 ZIP
1.30ratio
FMR$1,560
Market$1,200
vs market+$360

FMR is above market; underwrite to market rent.

0.92-1.30
4 BR
4 BR- 2 ZIPs
0.87-0.88ratio range
Median FMR$1,455
Median Market$1,665
vs market-$210

FMR is below market; voucher rent may lag private rents.

2
4 BR- 1 ZIP
1.03ratio
FMR$1,440
Market$1,400
vs market+$40

FMR is near market; voucher and private rents are aligned.

1
4 BR- 2 ZIPs
1.07-1.09ratio range
Median FMR$1,565
Median Market$1,450
vs market+$115

FMR is near market; voucher and private rents are aligned.

2
4 BR- 1 ZIP
1.13ratio
FMR$1,580
Market$1,400
vs market+$180

FMR is above market; underwrite to market rent.

1
4 BR- 1 ZIP
1.18ratio
FMR$1,440
Market$1,220
vs market+$220

FMR is above market; underwrite to market rent.

1
4 BR- 2 ZIPs
1.21ratio range
Median FMR$1,480
Median Market$1,220
vs market+$260

FMR is above market; underwrite to market rent.

2
4 BR- 1 ZIP
1.30ratio
FMR$1,600
Market$1,230
vs market+$370

FMR is above market; underwrite to market rent.

1
0.87-1.30
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SAGINAW, MI (MI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

SAGINAW, MI fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SAGINAW, MI shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,120 and the 4 bedroom fair market rent is $1,480.

Use this page for searches like SAGINAW, MI FMR, SAGINAW, MI fair market rent, and SAGINAW, MI Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for SAGINAW, MI
Bedroom sizeHUD FMR
Studio$770
1 bedroom$850
2 bedroom$1,120
3 bedroom$1,440
4 bedroom$1,480