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PA/Chester County/Saint Peters

Saint Peters, PA

CityFMR
Chester County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,438$1,580
1 BR$1,558$1,710
2 BR$1,860$1,900
3 BR$2,216$2,150
4 BR$2,445$2,370
5 BR$2,812Not available
6 BR$3,234Not available
7 BR$3,719Not available
8 BR$4,276Not available

Purchase Price Calculator

Maximum purchase price
$220,423

Cost breakdown

+Likely effective rent$1,900
HUD FMR$1,860
Market rent$1,920
Est. payment standard (102%)Used$1,900
-Principal and interest-$1,115
Loan amount$176,338
Down payment$44,085
Rate6.50%
Term30 years
-Operating costs-$585
Property taxes-$220
Insurance-$175
Utilities$0
HOA$0
Management-$190
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,466(69.1% ROI)
Projected value
$237,371
Return breakdown
Property appreciation+$16,948
Loan principal paid down+$6,318
Rental cash flow+$7,200
5-year hold
+$52,232(118.5% ROI)
Projected value
$249,388
Return breakdown
Property appreciation+$28,965
Loan principal paid down+$11,266
Rental cash flow+$12,000
10-year hold
+$112,583(255.4% ROI)
Projected value
$282,160
Return breakdown
Property appreciation+$61,737
Loan principal paid down+$26,846
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.80
1 BR
0.87
2 BR
0.97
3 BR
1.03
4 BR
1.03
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Saint Peters, PA fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Saint Peters, PA is $1,860 a month. That is up 2.8% from $1,810 in FY 2026. Saint Peters is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Pennsylvania is $1,136, so Saint Peters is 64% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Saint Peters, PA
BedroomsFY 2027Change90–110% range
Studio$1,438+2.9%$1,294–$1,582
1BR$1,558+2.5%$1,402–$1,714
2BR$1,860+2.8%$1,674–$2,046
3BR$2,216+2.1%$1,994–$2,438
4BR$2,445+0.9%$2,201–$2,690

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Saint Peters, PA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,438$1,558$1,860$2,216$2,445
FY 2026$1,397$1,520$1,810$2,170$2,423
FY 2025$1,372$1,512$1,802$2,171$2,468
FY 2024$1,303$1,451$1,737$2,100$2,422
FY 2023$1,081$1,218$1,470$1,789$2,079

Questions about Saint Peters, PA rents

How much will Section 8 pay for a two-bedroom in Saint Peters, PA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,860, that basic range is $1,674 to $2,046 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Saint Peters, PA in?

Saint Peters, PA is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Saint Peters, PA for FY 2027?

The two-bedroom FMR rose 2.8%, from $1,810 in FY 2026 to $1,860 in FY 2027. Since FY 2023 it has risen 26.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set