SANTA CRUZ, CA
CitySAFMR
Santa Cruz County
Found 6 ZIPs
BRFMR
Eff. Rent
0 BR$2,760 – $3,950$2,280 – $2,910
1 BR$2,900 – $4,090$2,630 – $3,150
2 BR$3,810 – $5,230$3,330 – $3,920
3 BR$4,740 – $6,670$4,140 – $5,510
4 BR$5,050 – $7,020$4,200 – $6,300
5 BR$6,957
6 BR$8,001
7 BR$9,201
8 BR$10,581

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 1 ZIP
1.09ratio
FMR$3,180
Market$2,910
vs market+$270

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
1.14ratio
FMR$2,760
Market$2,430
vs market+$330

FMR is above market; underwrite to market rent.

Studio- 1 ZIP
1.32ratio
FMR$3,180
Market$2,400
vs market+$780

FMR is above market; underwrite to market rent.

Studio- 3 ZIPs
1.36-1.73ratio range
Median FMR$3,730
Median Market$2,670
vs market+$1,060

FMR is above market; underwrite to market rent.

3
1.09-1.73
1 BR
1 BR- 1 ZIP
1.05ratio
FMR$2,900
Market$2,770
vs market+$130

FMR is near market; voucher and private rents are aligned.

1
1 BR- 1 ZIP
1.07ratio
FMR$3,290
Market$3,080
vs market+$210

FMR is near market; voucher and private rents are aligned.

1
1 BR- 1 ZIP
1.19ratio
FMR$3,760
Market$3,150
vs market+$610

FMR is above market; underwrite to market rent.

1
1 BR- 2 ZIPs
1.25-1.27ratio range
Median FMR$3,580
Median Market$2,840
vs market+$740

FMR is above market; underwrite to market rent.

2
1 BR- 1 ZIP
1.56ratio
FMR$4,090
Market$2,630
vs market+$1,460

FMR is above market; underwrite to market rent.

1
1.05-1.56
2 BR
2 BR- 1 ZIP
1.06ratio
FMR$3,810
Market$3,600
vs market+$210

FMR is near market; voucher and private rents are aligned.

1
2 BR- 1 ZIP
1.10ratio
FMR$4,210
Market$3,830
vs market+$380

FMR is near market; voucher and private rents are aligned.

1
2 BR- 1 ZIP
1.13ratio
FMR$4,210
Market$3,740
vs market+$470

FMR is above market; underwrite to market rent.

1
2 BR- 2 ZIPs
1.26-1.27ratio range
Median FMR$4,870
Median Market$3,855
vs market+$1,015

FMR is above market; underwrite to market rent.

2
2 BR- 1 ZIP
1.57ratio
FMR$5,230
Market$3,330
vs market+$1,900

FMR is above market; underwrite to market rent.

1
1.06-1.57
3 BR
3 BR- 1 ZIP
0.83ratio
FMR$4,740
Market$5,690
vs market-$950

FMR is below market; voucher rent may lag private rents.

1
3 BR- 1 ZIP
0.96ratio
FMR$5,370
Market$5,580
vs market-$210

FMR is near market; voucher and private rents are aligned.

1
3 BR- 1 ZIP
1.16ratio
FMR$5,370
Market$4,620
vs market+$750

FMR is above market; underwrite to market rent.

1
3 BR- 1 ZIP
1.30ratio
FMR$6,300
Market$4,860
vs market+$1,440

FMR is above market; underwrite to market rent.

1
3 BR- 1 ZIP
1.35ratio
FMR$6,120
Market$4,540
vs market+$1,580

FMR is above market; underwrite to market rent.

1
3 BR- 1 ZIP
1.61ratio
FMR$6,670
Market$4,140
vs market+$2,530

FMR is above market; underwrite to market rent.

1
0.83-1.61
4 BR
4 BR- 1 ZIP
0.72ratio
FMR$5,050
Market$6,980
vs market-$1,930

FMR is below market; voucher rent may lag private rents.

1
4 BR- 1 ZIP
0.82ratio
FMR$5,650
Market$6,880
vs market-$1,230

FMR is below market; voucher rent may lag private rents.

1
4 BR- 1 ZIP
0.97ratio
FMR$5,650
Market$5,810
vs market-$160

FMR is near market; voucher and private rents are aligned.

1
4 BR- 1 ZIP
1.02ratio
FMR$6,450
Market$6,300
vs market+$150

FMR is near market; voucher and private rents are aligned.

1
4 BR- 1 ZIP
1.13ratio
FMR$6,630
Market$5,870
vs market+$760

FMR is above market; underwrite to market rent.

1
4 BR- 1 ZIP
1.67ratio
FMR$7,020
Market$4,200
vs market+$2,820

FMR is above market; underwrite to market rent.

1
0.72-1.67
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SANTA CRUZ, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

SANTA CRUZ, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for SANTA CRUZ, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,505 and the 4 bedroom fair market rent is $6,050.

Use this page for searches like SANTA CRUZ, CA FMR, SANTA CRUZ, CA fair market rent, and SANTA CRUZ, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for SANTA CRUZ, CA
Bedroom sizeHUD FMR
Studio$3,400
1 bedroom$3,525
2 bedroom$4,505
3 bedroom$5,745
4 bedroom$6,050