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Scarsdale, NY

CitySAFMR
Westchester County
Found 1 ZIP

City Median Investment Score

57Below average

095130300
BRFMR
Eff. Rent
0 BR$3,370$2,260
1 BR$3,550$2,770
2 BR$3,860$4,240
3 BR$4,880$5,370
4 BR$5,350$5,890
5 BR$6,152Not available
6 BR$7,075Not available
7 BR$8,137Not available
8 BR$9,357Not available

Purchase Price Calculator

Maximum purchase price
$568,146

Cost breakdown

+Likely effective rent$4,240
HUD FMR$3,860
Market rent$4,440
Est. payment standard (110%)Used$4,240
-Principal and interest-$2,873
Loan amount$454,517
Down payment$113,629
Rate6.50%
Term30 years
-Operating costs-$1,167
Property taxes-$568
Insurance-$175
Utilities$0
HOA$0
Management-$424
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$67,169(59.1% ROI)
Projected value
$611,831
Return breakdown
Property appreciation+$43,685
Loan principal paid down+$16,284
Rental cash flow+$7,200
5-year hold
+$115,698(101.8% ROI)
Projected value
$642,805
Return breakdown
Property appreciation+$74,659
Loan principal paid down+$29,039
Rental cash flow+$12,000
10-year hold
+$252,324(222.1% ROI)
Projected value
$727,275
Return breakdown
Property appreciation+$159,129
Loan principal paid down+$69,195
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.49
1 BR
1.28
2 BR
0.87
3 BR
0.78
4 BR
0.71
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Scarsdale, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Scarsdale, NY is $3,860 a month. That is up 2.4% from $3,770 in FY 2026. Scarsdale is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. The median county two-bedroom FMR in New York is $1,385, so Scarsdale is 179% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Scarsdale, NY
BedroomsFY 2027Change90–110% range
Studio$3,370+2.7%$3,033–$3,707
1BR$3,550+3.2%$3,195–$3,905
2BR$3,860+2.4%$3,474–$4,246
3BR$4,880+3.4%$4,392–$5,368
4BR$5,350+4.3%$4,815–$5,885

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Scarsdale, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,370$3,550$3,860$4,880$5,350
FY 2026$3,280$3,440$3,770$4,720$5,130
FY 2025$3,110$3,240$3,590$4,470$4,830
FY 2024$2,020$2,370$2,880$3,530$3,840
FY 2023$1,770$2,060$2,500$3,100$3,430

Questions about Scarsdale, NY rents

How much will Section 8 pay for a two-bedroom in Scarsdale, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $3,860 it would be $3,474 to $4,246. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Scarsdale, NY in?

Scarsdale, NY is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in Scarsdale, NY for FY 2027?

The two-bedroom FMR rose 2.4%, from $3,770 in FY 2026 to $3,860 in FY 2027. Since FY 2023 it has risen 54.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set