Skip to main content
Loading page

Schertz, TX

CitySAFMR
Bexar County
Found 1 ZIP

City Median Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$1,400$1,290
1 BR$1,520$1,320
2 BR$1,830$1,430
3 BR$2,370$1,710
4 BR$2,750$1,980
5 BR$3,162Not available
6 BR$3,637Not available
7 BR$4,182Not available
8 BR$4,810Not available

Purchase Price Calculator

Maximum purchase price
$150,581

Cost breakdown

+Likely effective rent$1,430
HUD FMR$1,830
Market rentUsed$1,430
Est. payment standard (90%)$1,650
-Principal and interest-$761
Loan amount$120,465
Down payment$30,116
Rate6.50%
Term30 years
-Operating costs-$469
Property taxes-$151
Insurance-$175
Utilities$0
HOA$0
Management-$143
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,094(76.7% ROI)
Projected value
$162,159
Return breakdown
Property appreciation+$11,578
Loan principal paid down+$4,316
Rental cash flow+$7,200
5-year hold
+$39,484(131.1% ROI)
Projected value
$170,368
Return breakdown
Property appreciation+$19,788
Loan principal paid down+$7,697
Rental cash flow+$12,000
10-year hold
+$84,515(280.6% ROI)
Projected value
$192,756
Return breakdown
Property appreciation+$42,175
Loan principal paid down+$18,339
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.09
1 BR
1.15
2 BR
1.28
3 BR
1.39
4 BR
1.39
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Schertz, TX fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Schertz, TX is $1,830 a month. That is up 0.5% from $1,820 in FY 2026. Schertz is in the San Antonio-New Braunfels, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Texas is $1,105, so Schertz is 66% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Schertz, TX
BedroomsFY 2027Change90–110% range
Studio$1,400+2.2%$1,260–$1,540
1BR$1,520+1.3%$1,368–$1,672
2BR$1,830+0.5%$1,647–$2,013
3BR$2,370+1.7%$2,133–$2,607
4BR$2,750+1.1%$2,475–$3,025

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Schertz, TX
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,400$1,520$1,830$2,370$2,750
FY 2026$1,370$1,500$1,820$2,330$2,720
FY 2025$1,430$1,580$1,920$2,440$2,870
FY 2024$1,350$1,520$1,850$2,340$2,800
FY 2023$1,160$1,340$1,620$2,060$2,510

Questions about Schertz, TX rents

How much will Section 8 pay for a two-bedroom in Schertz, TX?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,830, that basic range is $1,647 to $2,013 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Schertz, TX in?

Schertz, TX is in the San Antonio-New Braunfels, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Schertz, TX for FY 2027?

The two-bedroom FMR rose 0.5%, from $1,820 in FY 2026 to $1,830 in FY 2027. Since FY 2023 it has risen 13.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set