STOCKTON, NJ
CityFMR
Hunterdon County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,804$1,980
1 BR$1,978$2,180
2 BR$2,486$2,720
3 BR$2,981$3,280
4 BR$3,296$3,500
5 BR$3,790
6 BR$4,359
7 BR$5,013
8 BR$5,765

Purchase Price Calculator

Maximum purchase price
$342,274

Cost breakdown

+Likely effective rent$2,720
HUD FMR$2,486
Market rent$2,850
Est. payment standard (110%)Used$2,720
Estimated payment standard is $2,720 (110% of FMR).
-Principal and interest-$1,731
Loan amount$273,820
Down payment$68,455
Rate6.50%
Term30 years
-Operating costs-$789
Property taxes-$342
Insurance-$175
Utilities$0
HOA$0
Management-$272
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,328(63.3% ROI)
Projected value
$368,592
Current value$342,274
Return breakdown
Property appreciation+$26,318
Loan principal paid down+$9,810
Rental cash flow+$7,200
5-year hold
+$74,472(108.8% ROI)
Projected value
$387,252
Current value$342,274
Return breakdown
Property appreciation+$44,978
Loan principal paid down+$17,494
Rental cash flow+$12,000
10-year hold
+$161,552(236.0% ROI)
Projected value
$438,140
Current value$342,274
Return breakdown
Property appreciation+$95,866
Loan principal paid down+$41,686
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 08559
0.74ratio
FMR$1,804
Market$2,450
vs market-$646

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.66 ratio110% standard$1,984 / 0.81 ratio
0.74
1 BR
1 BR- 08559
0.82ratio
FMR$1,978
Market$2,410
vs market-$432

FMR is below market; voucher rent may lag private rents.

90% standard$1,780 / 0.74 ratio110% standard$2,176 / 0.90 ratio
0.82
2 BR
2 BR- 08559
0.87ratio
FMR$2,486
Market$2,850
vs market-$364

FMR is below market; voucher rent may lag private rents.

90% standard$2,237 / 0.79 ratio110% standard$2,735 / 0.96 ratio
0.87
3 BR
3 BR- 08559
0.85ratio
FMR$2,981
Market$3,510
vs market-$529

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.76 ratio110% standard$3,279 / 0.93 ratio
0.85
4 BR
4 BR- 08559
0.91ratio
FMR$3,296
Market$3,610
vs market-$314

FMR is near market; voucher and private rents are aligned.

90% standard$2,966 / 0.82 ratio110% standard$3,626 / 1.00 ratio
0.91
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for STOCKTON, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

STOCKTON, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for STOCKTON, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,486 and the 4 bedroom fair market rent is $3,296.

Use this page for searches like STOCKTON, NJ FMR, STOCKTON, NJ fair market rent, and STOCKTON, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for STOCKTON, NJ
Bedroom sizeHUD FMR
Studio$1,804
1 bedroom$1,978
2 bedroom$2,486
3 bedroom$2,981
4 bedroom$3,296