Skip to main content
Loading page
Hunterdon County/Stockton/08559

08559

ZIPSAFMR
Hunterdon County, NJ
Zillow

ZIP Investment Score

44Below average

095130300
BRFMR
Eff. Rent
0 BR$1,650$1,820
1 BR$1,790$1,970
2 BR$2,240$2,460
3 BR$2,690$2,960
4 BR$2,970$3,270
5 BR$3,415Not available
6 BR$3,928Not available
7 BR$4,517Not available
8 BR$5,195Not available

Purchase Price Calculator

Maximum purchase price
$303,639

Cost breakdown

+Likely effective rent$2,460
HUD FMR$2,240
Market rent$2,850
Est. payment standard (110%)Used$2,460
-Principal and interest-$1,535
Loan amount$242,911
Down payment$60,728
Rate6.50%
Term30 years
-Operating costs-$725
Property taxes-$304
Insurance-$175
Utilities$0
HOA$0
Management-$246
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,250(64.6% ROI)
Projected value
$326,985
Return breakdown
Property appreciation+$23,347
Loan principal paid down+$8,703
Rental cash flow+$7,200
5-year hold
+$67,420(111.0% ROI)
Projected value
$343,539
Return breakdown
Property appreciation+$39,901
Loan principal paid down+$15,520
Rental cash flow+$12,000
10-year hold
+$146,025(240.5% ROI)
Projected value
$388,683
Return breakdown
Property appreciation+$85,044
Loan principal paid down+$36,980
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.67
1 BR
0.74
2 BR
0.79
3 BR
0.77
4 BR
0.82
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 08559 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 08559 (Stockton, NJ) is $2,240 a month. That is unchanged from FY 2026. Stockton is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,623. Among 35 ZIP codes in Hunterdon County, 08559 is tied for the 32nd-highest two-bedroom rent (county range $2,240–$3,170).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 08559
BedroomsFY 2027Change90–110% range
Studio$1,650+1.2%$1,485–$1,815
1BR$1,790+0.6%$1,611–$1,969
2BR$2,2400.0%$2,016–$2,464
3BR$2,6900.0%$2,421–$2,959
4BR$2,9700.0%$2,673–$3,267

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 08559
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,650$1,790$2,240$2,690$2,970
FY 2026$1,630$1,780$2,240$2,690$2,970
FY 2025$1,450$1,630$2,050$2,490$2,730
FY 2024$1,550$1,740$2,190$2,650$2,920
FY 2023$1,230$1,400$1,770$2,150$2,380

Two-bedroom rent in nearby Hunterdon County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 08559
08525$2,450+9.4%
08530$2,590+15.6%
08551$2,860+27.7%
08556$2,430+8.5%
08557$2,430+8.5%
08558$2,620+17.0%
08559Current$2,240—
08560$2,640+17.9%
08801$3,170+41.5%
08802$2,750+22.8%
08804$2,780+24.1%
08809$2,440+8.9%

Questions about ZIP 08559 rents

How much will Section 8 pay for a two-bedroom in ZIP 08559?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,623, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,361 to $2,885 a month; under the ZIP-level Small Area FMR of $2,240 it would be $2,016 to $2,464. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 08559 in?

ZIP 08559 is in the Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,623.

How much did fair market rent change in ZIP 08559 for FY 2027?

The two-bedroom FMR was unchanged at $2,240 in FY 2027. Since FY 2023 it has risen 26.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentStockton, NJ fair market rentNJ statewide rentsWhat is SAFMR?Data sources