NY/Ulster County/STONE RIDGE
STONE RIDGE, NY
CitySAFMR
Ulster County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,260$1,390
1 BR$1,340$1,470
2 BR$1,750$1,930
3 BR$2,170$2,390
4 BR$2,340$2,570
5 BR$2,691
6 BR$3,095
7 BR$3,559
8 BR$4,093

Purchase Price Calculator

Maximum purchase price
$224,881

Cost breakdown

+Likely effective rent$1,930
HUD FMR$1,750
Market rent$3,100
Est. payment standard (110%)Used$1,930
Estimated payment standard is $1,930 (110% of FMR).
-Principal and interest-$1,137
Loan amount$179,905
Down payment$44,976
Rate6.50%
Term30 years
-Operating costs-$593
Property taxes-$225
Insurance-$175
Utilities$0
HOA$0
Management-$193
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,937(68.8% ROI)
Projected value
$242,172
Current value$224,881
Return breakdown
Property appreciation+$17,291
Loan principal paid down+$6,446
Rental cash flow+$7,200
5-year hold
+$53,045(117.9% ROI)
Projected value
$254,432
Current value$224,881
Return breakdown
Property appreciation+$29,551
Loan principal paid down+$11,494
Rental cash flow+$12,000
10-year hold
+$114,374(254.3% ROI)
Projected value
$287,866
Current value$224,881
Return breakdown
Property appreciation+$62,986
Loan principal paid down+$27,388
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 12484
0.41ratio
FMR$1,260
Market$3,080
vs market-$1,820

FMR is below market; voucher rent may lag private rents.

0.41
1 BR
1 BR- 12484
0.49ratio
FMR$1,340
Market$2,720
vs market-$1,380

FMR is below market; voucher rent may lag private rents.

0.49
2 BR
2 BR- 12484
0.56ratio
FMR$1,750
Market$3,100
vs market-$1,350

FMR is below market; voucher rent may lag private rents.

90% standard$1,575 / 0.51 ratio110% standard$1,925 / 0.62 ratio
0.56
3 BR
3 BR- 12484
0.65ratio
FMR$2,170
Market$3,330
vs market-$1,160

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.59 ratio110% standard$2,387 / 0.72 ratio
0.65
4 BR
4 BR- 12484
0.66ratio
FMR$2,340
Market$3,530
vs market-$1,190

FMR is below market; voucher rent may lag private rents.

90% standard$2,106 / 0.60 ratio110% standard$2,574 / 0.73 ratio
0.66
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for STONE RIDGE, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

STONE RIDGE, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for STONE RIDGE, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,750 and the 4 bedroom fair market rent is $2,340.

Use this page for searches like STONE RIDGE, NY FMR, STONE RIDGE, NY fair market rent, and STONE RIDGE, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for STONE RIDGE, NY
Bedroom sizeHUD FMR
Studio$1,260
1 bedroom$1,340
2 bedroom$1,750
3 bedroom$2,170
4 bedroom$2,340