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WV/Ohio County/West Liberty

West Liberty, WV

CitySAFMR
Ohio County
Found 1 ZIP

City Median Investment Score

91Below average

095130300
BRFMR
Eff. Rent
0 BR$810$890
1 BR$970$980
2 BR$1,170$1,070
3 BR$1,500$1,150
4 BR$1,690$1,220
5 BR$1,943Not available
6 BR$2,235Not available
7 BR$2,570Not available
8 BR$2,956Not available

Purchase Price Calculator

Maximum purchase price
$97,085

Cost breakdown

+Likely effective rent$1,070
HUD FMR$1,170
Market rentUsed$1,070
Est. payment standard (94%)$1,110
-Principal and interest-$491
Loan amount$77,668
Down payment$19,417
Rate6.50%
Term30 years
-Operating costs-$379
Property taxes-$97
Insurance-$175
Utilities$0
HOA$0
Management-$107
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,448(89.9% ROI)
Projected value
$104,550
Return breakdown
Property appreciation+$7,465
Loan principal paid down+$2,783
Rental cash flow+$7,200
5-year hold
+$29,720(153.1% ROI)
Projected value
$109,843
Return breakdown
Property appreciation+$12,758
Loan principal paid down+$4,962
Rental cash flow+$12,000
10-year hold
+$63,016(324.5% ROI)
Projected value
$124,277
Return breakdown
Property appreciation+$27,192
Loan principal paid down+$11,824
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.98
2 BR
1.09
3 BR
1.30
4 BR
1.39
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

West Liberty, WV fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in West Liberty, WV is $1,170 a month. That is down 9.3% from $1,290 in FY 2026. West Liberty is in the Wheeling, WV-OH MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,009. The median county two-bedroom FMR in West Virginia is $955, so West Liberty is 23% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for West Liberty, WV
BedroomsFY 2027Change90–110% range
Studio$810−9.0%$729–$891
1BR$970−9.3%$873–$1,067
2BR$1,170−9.3%$1,053–$1,287
3BR$1,500−9.6%$1,350–$1,650
4BR$1,690−9.6%$1,521–$1,859

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for West Liberty, WV
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$970$1,170$1,500$1,690
FY 2026$890$1,070$1,290$1,660$1,870
FY 2025$980$1,180$1,430$1,840$2,070
FY 2024$910$1,070$1,340$1,740$1,990
FY 2023$840$970$1,240$1,610$1,840

Questions about West Liberty, WV rents

How much will Section 8 pay for a two-bedroom in West Liberty, WV?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,009, which applies unless the housing authority uses Small Area FMRs, that basic range is $908 to $1,110 a month; under the ZIP-level Small Area FMR of $1,170 it would be $1,053 to $1,287. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is West Liberty, WV in?

West Liberty, WV is in the Wheeling, WV-OH MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,009.

How much did fair market rent change in West Liberty, WV for FY 2027?

The two-bedroom FMR fell 9.3%, from $1,290 in FY 2026 to $1,170 in FY 2027. Since FY 2023 it has fallen 5.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set