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Ohio County/West Liberty/26074

26074

ZIPSAFMR
Ohio County, WV
Zillow

ZIP Investment Score

90Below average

095130300
BRFMR
Eff. Rent
0 BR$810$890
1 BR$970$980
2 BR$1,170$1,070
3 BR$1,500$1,150
4 BR$1,690$1,220
5 BR$1,943Not available
6 BR$2,235Not available
7 BR$2,570Not available
8 BR$2,956Not available

Purchase Price Calculator

Maximum purchase price
$97,085

Cost breakdown

+Likely effective rent$1,070
HUD FMR$1,170
Market rentUsed$1,070
Est. payment standard (94%)$1,110
-Principal and interest-$491
Loan amount$77,668
Down payment$19,417
Rate6.50%
Term30 years
-Operating costs-$379
Property taxes-$97
Insurance-$175
Utilities$0
HOA$0
Management-$107
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,448(89.9% ROI)
Projected value
$104,550
Return breakdown
Property appreciation+$7,465
Loan principal paid down+$2,783
Rental cash flow+$7,200
5-year hold
+$29,720(153.1% ROI)
Projected value
$109,843
Return breakdown
Property appreciation+$12,758
Loan principal paid down+$4,962
Rental cash flow+$12,000
10-year hold
+$63,016(324.5% ROI)
Projected value
$124,277
Return breakdown
Property appreciation+$27,192
Loan principal paid down+$11,824
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.98
2 BR
1.09
3 BR
1.30
4 BR
1.39
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 26074 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 26074 (West Liberty, WV) is $1,170 a month. That is down 9.3% from $1,290 in FY 2026. West Liberty is in the Wheeling, WV-OH MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,009. Among 7 ZIP codes in Ohio County, 26074 has the highest two-bedroom rent (county range $1,000–$1,170). The median county two-bedroom FMR in West Virginia is $955, so ZIP 26074 is 23% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 26074
BedroomsFY 2027Change90–110% range
Studio$810−9.0%$729–$891
1BR$970−9.3%$873–$1,067
2BR$1,170−9.3%$1,053–$1,287
3BR$1,500−9.6%$1,350–$1,650
4BR$1,690−9.6%$1,521–$1,859

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 26074
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$970$1,170$1,500$1,690
FY 2026$890$1,070$1,290$1,660$1,870
FY 2025$980$1,180$1,430$1,840$2,070
FY 2024$910$1,070$1,340$1,740$1,990
FY 2023$840$970$1,240$1,610$1,840

Two-bedroom rent in nearby Ohio County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 26074
26003$1,100−6.0%
26031$1,000−14.5%
26032$1,000−14.5%
26059$1,060−9.4%
26060$1,160−0.9%
26070$1,000−14.5%
26074Current$1,170—

Questions about ZIP 26074 rents

How much will Section 8 pay for a two-bedroom in ZIP 26074?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,009, which applies unless the housing authority uses Small Area FMRs, that basic range is $908 to $1,110 a month; under the ZIP-level Small Area FMR of $1,170 it would be $1,053 to $1,287. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 26074 in?

ZIP 26074 is in the Wheeling, WV-OH MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,009.

How much did fair market rent change in ZIP 26074 for FY 2027?

The two-bedroom FMR fell 9.3%, from $1,290 in FY 2026 to $1,170 in FY 2027. Since FY 2023 it has fallen 5.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWest Liberty, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources