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Ohio County/Triadelphia/26059

26059

ZIPSAFMR
Ohio County, WV
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$740$770
1 BR$860$810
2 BR$1,060$920
3 BR$1,370$1,260
4 BR$1,510$1,330
5 BR$1,736Not available
6 BR$1,997Not available
7 BR$2,297Not available
8 BR$2,641Not available

Purchase Price Calculator

Maximum purchase price
$74,795

Cost breakdown

+Likely effective rent$920
HUD FMR$1,060
Market rentUsed$920
Est. payment standard (91%)$970
-Principal and interest-$378
Loan amount$59,836
Down payment$14,959
Rate6.50%
Term30 years
-Operating costs-$342
Property taxes-$75
Insurance-$175
Utilities$0
HOA$0
Management-$92
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,095(100.9% ROI)
Projected value
$80,546
Return breakdown
Property appreciation+$5,751
Loan principal paid down+$2,144
Rental cash flow+$7,200
5-year hold
+$25,652(171.5% ROI)
Projected value
$84,624
Return breakdown
Property appreciation+$9,829
Loan principal paid down+$3,823
Rental cash flow+$12,000
10-year hold
+$54,058(361.4% ROI)
Projected value
$95,744
Return breakdown
Property appreciation+$20,949
Loan principal paid down+$9,109
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.95
1 BR
1.06
2 BR
1.15
3 BR
1.09
4 BR
1.14
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 26059 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 26059 (Triadelphia, WV) is $1,060 a month. That is down 6.2% from $1,130 in FY 2026. Triadelphia is in the Wheeling, WV-OH MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,009. Among 7 ZIP codes in Ohio County, 26059 has the 4th-highest two-bedroom rent (county range $1,000–$1,170). The median county two-bedroom FMR in West Virginia is $955, so ZIP 26059 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 26059
BedroomsFY 2027Change90–110% range
Studio$740−5.1%$666–$814
1BR$860−7.5%$774–$946
2BR$1,060−6.2%$954–$1,166
3BR$1,370−6.2%$1,233–$1,507
4BR$1,510−6.2%$1,359–$1,661

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 26059
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$740$860$1,060$1,370$1,510
FY 2026$780$930$1,130$1,460$1,610
FY 2025$810$970$1,180$1,520$1,710
FY 2024$800$940$1,180$1,530$1,750
FY 2023$740$850$1,090$1,410$1,620

Two-bedroom rent in nearby Ohio County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 26059
26003$1,100+3.8%
26031$1,000−5.7%
26032$1,000−5.7%
26059Current$1,060—
26060$1,160+9.4%
26070$1,000−5.7%
26074$1,170+10.4%

Questions about ZIP 26059 rents

How much will Section 8 pay for a two-bedroom in ZIP 26059?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,009, which applies unless the housing authority uses Small Area FMRs, that basic range is $908 to $1,110 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 26059 in?

ZIP 26059 is in the Wheeling, WV-OH MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,009.

How much did fair market rent change in ZIP 26059 for FY 2027?

The two-bedroom FMR fell 6.2%, from $1,130 in FY 2026 to $1,060 in FY 2027. Since FY 2023 it has fallen 2.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTriadelphia, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources