WOBURN, MA
CityFMR
Middlesex County
Found 2 ZIPs
BRFMR
Eff. Rent
0 BR$2,359$2,150 – $2,250
1 BR$2,476$2,190 – $2,720
2 BR$2,941$2,840 – $3,070
3 BR$3,526$3,390 – $3,590
4 BR$3,894$4,050 – $4,280
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$379,424

Cost breakdown

+Likely effective rent$2,970
HUD FMR$2,941
Market rent$2,990
Est. payment standard (101%)Used$2,970
Estimated payment standard is $2,970 (101% of FMR).
-Principal and interest-$1,919
Loan amount$303,539
Down payment$75,885
Rate6.50%
Term30 years
-Operating costs-$851
Property taxes-$379
Insurance-$175
Utilities$0
HOA$0
Management-$297
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,249(62.3% ROI)
Projected value
$408,598
Current value$379,424
Return breakdown
Property appreciation+$29,174
Loan principal paid down+$10,875
Rental cash flow+$7,200
5-year hold
+$81,253(107.1% ROI)
Projected value
$429,284
Current value$379,424
Return breakdown
Property appreciation+$49,859
Loan principal paid down+$19,393
Rental cash flow+$12,000
10-year hold
+$176,481(232.6% ROI)
Projected value
$485,695
Current value$379,424
Return breakdown
Property appreciation+$106,271
Loan principal paid down+$46,210
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
1.05ratio
FMR$2,359
Market$2,250
vs market+$109

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.94 ratio110% standard$2,595 / 1.15 ratio
1
Studio- 1 ZIP
1.10ratio
FMR$2,359
Market$2,150
vs market+$209

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.99 ratio110% standard$2,595 / 1.21 ratio
1
1.05-1.10
1 BR
1 BR- 1 ZIP
0.85ratio
FMR$2,476
Market$2,900
vs market-$424

FMR is below market; voucher rent may lag private rents.

90% standard$2,228 / 0.77 ratio110% standard$2,724 / 0.94 ratio
1
1 BR- 1 ZIP
1.13ratio
FMR$2,476
Market$2,190
vs market+$286

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.02 ratio110% standard$2,724 / 1.24 ratio
1
0.85-1.13
2 BR
2 BR- 1 ZIP
0.94ratio
FMR$2,941
Market$3,140
vs market-$199

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.84 ratio110% standard$3,235 / 1.03 ratio
1
2 BR- 1 ZIP
1.04ratio
FMR$2,941
Market$2,840
vs market+$101

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.93 ratio110% standard$3,235 / 1.14 ratio
1
0.94-1.04
3 BR
3 BR- 1 ZIP
0.97ratio
FMR$3,526
Market$3,620
vs market-$94

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.88 ratio110% standard$3,879 / 1.07 ratio
1
3 BR- 1 ZIP
1.04ratio
FMR$3,526
Market$3,390
vs market+$136

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.94 ratio110% standard$3,879 / 1.14 ratio
1
0.97-1.04
4 BR
4 BR- 1 ZIP
0.84ratio
FMR$3,894
Market$4,620
vs market-$726

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.76 ratio110% standard$4,283 / 0.93 ratio
1
4 BR- 1 ZIP
0.94ratio
FMR$3,894
Market$4,130
vs market-$236

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.85 ratio110% standard$4,283 / 1.04 ratio
1
0.84-0.94
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for WOBURN, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

WOBURN, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for WOBURN, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like WOBURN, MA FMR, WOBURN, MA fair market rent, and WOBURN, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for WOBURN, MA
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894