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Middlesex County/Woburn/01801

01801

ZIPSAFMR
Middlesex County, MA
Zillow

ZIP Investment Score

58Below average

095130300
BRFMR
Eff. Rent
0 BR$2,660$2,250
1 BR$2,750$2,190
2 BR$3,280$2,840
3 BR$3,910$3,390
4 BR$4,310$4,130
5 BR$4,957Not available
6 BR$5,700Not available
7 BR$6,555Not available
8 BR$7,538Not available

Purchase Price Calculator

Maximum purchase price
$360,106

Cost breakdown

+Likely effective rent$2,840
HUD FMR$3,280
Market rentUsed$2,840
Est. payment standard (91%)$2,990
-Principal and interest-$1,821
Loan amount$288,085
Down payment$72,021
Rate6.50%
Term30 years
-Operating costs-$819
Property taxes-$360
Insurance-$175
Utilities$0
HOA$0
Management-$284
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,210(62.8% ROI)
Projected value
$387,795
Return breakdown
Property appreciation+$27,689
Loan principal paid down+$10,321
Rental cash flow+$7,200
5-year hold
+$77,727(107.9% ROI)
Projected value
$407,427
Return breakdown
Property appreciation+$47,321
Loan principal paid down+$18,406
Rental cash flow+$12,000
10-year hold
+$168,718(234.3% ROI)
Projected value
$460,967
Return breakdown
Property appreciation+$100,860
Loan principal paid down+$43,858
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.18
1 BR
1.26
2 BR
1.15
3 BR
1.15
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 01801 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 01801 (Woburn, MA) is $3,280 a month. That is up 4.1% from $3,150 in FY 2026. Woburn is in the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,008. Among 107 ZIP codes in Middlesex County, 01801 has the 34th-highest two-bedroom rent (county range $2,240–$4,510). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 01801 is 48% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01801
BedroomsFY 2027Change90–110% range
Studio$2,660+5.1%$2,394–$2,926
1BR$2,750+3.8%$2,475–$3,025
2BR$3,280+4.1%$2,952–$3,608
3BR$3,910+3.4%$3,519–$4,301
4BR$4,310+3.4%$3,879–$4,741

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01801
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,660$2,750$3,280$3,910$4,310
FY 2026$2,530$2,650$3,150$3,780$4,170
FY 2025$2,350$2,490$2,950$3,550$3,910
FY 2024$2,270$2,440$2,900$3,510$3,860
FY 2023$2,120$2,300$2,760$3,360$3,710

Two-bedroom rent in nearby Middlesex County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 01801
01775$2,650−19.2%
01776$3,200−2.4%
01778$2,830−13.7%
01784$3,050−7.0%
01801Current$3,280—
01803$3,580+9.1%
01810$3,070−6.4%
01821$3,050−7.0%
01822$2,980−9.1%
01824$2,930−10.7%
01826$2,390−27.1%
01827$2,360−28.0%

Questions about ZIP 01801 rents

How much will Section 8 pay for a two-bedroom in ZIP 01801?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,008, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,707 to $3,309 a month; under the ZIP-level Small Area FMR of $3,280 it would be $2,952 to $3,608. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01801 in?

ZIP 01801 is in the Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,008.

How much did fair market rent change in ZIP 01801 for FY 2027?

The two-bedroom FMR rose 4.1%, from $3,150 in FY 2026 to $3,280 in FY 2027. Since FY 2023 it has risen 18.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWoburn, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources