02155
ZIPFMR
Middlesex County, MA
BRFMR
Eff. Rent
0 BR$2,359$2,010
1 BR$2,476$2,260
2 BR$2,941$2,940
3 BR$3,526$3,860
4 BR$3,894$4,240
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$374,966

Cost breakdown

+Likely effective rent$2,940
HUD FMR$2,941
Market rentUsed$2,940
Est. payment standard (100%)$2,940
Market rent is below the inferred standard ($2,940, 100% of FMR).
-Principal and interest-$1,896
Loan amount$299,973
Down payment$74,993
Rate6.50%
Term30 years
-Operating costs-$844
Property taxes-$375
Insurance-$175
Utilities$0
HOA$0
Management-$294
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,779(62.4% ROI)
Projected value
$403,798
Current value$374,966
Return breakdown
Property appreciation+$28,831
Loan principal paid down+$10,747
Rental cash flow+$7,200
5-year hold
+$80,439(107.3% ROI)
Projected value
$424,240
Current value$374,966
Return breakdown
Property appreciation+$49,274
Loan principal paid down+$19,165
Rental cash flow+$12,000
10-year hold
+$174,690(232.9% ROI)
Projected value
$479,989
Current value$374,966
Return breakdown
Property appreciation+$105,022
Loan principal paid down+$45,668
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.17ratio
FMR$2,359
Market$2,010
vs market+$349

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.06 ratio110% standard$2,595 / 1.29 ratio
1.17
1 BR
1 BR
1.10ratio
FMR$2,476
Market$2,260
vs market+$216

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.99 ratio110% standard$2,724 / 1.21 ratio
1.10
2 BR
2 BR
1.00ratio
FMR$2,941
Market$2,940
vs market+$1

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.90 ratio110% standard$3,235 / 1.10 ratio
1.00
3 BR
3 BR
0.87ratio
FMR$3,526
Market$4,040
vs market-$514

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.79 ratio110% standard$3,879 / 0.96 ratio
0.87
4 BR
4 BR
0.88ratio
FMR$3,894
Market$4,430
vs market-$536

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.79 ratio110% standard$4,283 / 0.97 ratio
0.88
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 02155 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

02155 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 02155 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 02155 FMR, 02155 fair market rent, and 02155 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 02155
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894