01460
ZIPFMR
Middlesex County, MA
BRFMR
Eff. Rent
0 BR$2,359$2,110
1 BR$2,476$2,360
2 BR$2,941$2,670
3 BR$3,526$3,710
4 BR$3,894$3,770
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$334,844

Cost breakdown

+Likely effective rent$2,670
HUD FMR$2,941
Market rentUsed$2,670
Est. payment standard (94%)$2,760
Market rent is below the inferred standard ($2,760, 94% of FMR).
-Principal and interest-$1,693
Loan amount$267,876
Down payment$66,969
Rate6.50%
Term30 years
-Operating costs-$777
Property taxes-$335
Insurance-$175
Utilities$0
HOA$0
Management-$267
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,544(63.5% ROI)
Projected value
$360,591
Current value$334,844
Return breakdown
Property appreciation+$25,746
Loan principal paid down+$9,597
Rental cash flow+$7,200
5-year hold
+$73,116(109.2% ROI)
Projected value
$378,846
Current value$334,844
Return breakdown
Property appreciation+$44,001
Loan principal paid down+$17,115
Rental cash flow+$12,000
10-year hold
+$158,566(236.8% ROI)
Projected value
$428,629
Current value$334,844
Return breakdown
Property appreciation+$93,785
Loan principal paid down+$40,781
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.12ratio
FMR$2,359
Market$2,110
vs market+$249

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.01 ratio110% standard$2,595 / 1.23 ratio
1.12
1 BR
1 BR
1.05ratio
FMR$2,476
Market$2,360
vs market+$116

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.94 ratio110% standard$2,724 / 1.15 ratio
1.05
2 BR
2 BR
1.10ratio
FMR$2,941
Market$2,670
vs market+$271

FMR is above market; underwrite to market rent.

90% standard$2,647 / 0.99 ratio110% standard$3,235 / 1.21 ratio
1.10
3 BR
3 BR
0.93ratio
FMR$3,526
Market$3,810
vs market-$284

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.83 ratio110% standard$3,879 / 1.02 ratio
0.93
4 BR
4 BR
1.03ratio
FMR$3,894
Market$3,770
vs market+$124

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.93 ratio110% standard$4,283 / 1.14 ratio
1.03
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01460 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01460 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01460 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 01460 FMR, 01460 fair market rent, and 01460 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01460
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894