01887
ZIPFMR
Middlesex County, MA
BRFMR
Eff. Rent
0 BR$2,359$2,410
1 BR$2,476$2,540
2 BR$2,941$3,100
3 BR$3,526$3,620
4 BR$3,894$4,030
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$398,742

Cost breakdown

+Likely effective rent$3,100
HUD FMR$2,941
Market rent$3,190
Est. payment standard (106%)Used$3,100
Estimated payment standard is $3,100 (106% of FMR).
-Principal and interest-$2,016
Loan amount$318,994
Down payment$79,748
Rate6.50%
Term30 years
-Operating costs-$884
Property taxes-$399
Insurance-$175
Utilities$0
HOA$0
Management-$310
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,288(61.8% ROI)
Projected value
$429,402
Current value$398,742
Return breakdown
Property appreciation+$30,660
Loan principal paid down+$11,429
Rental cash flow+$7,200
5-year hold
+$84,779(106.3% ROI)
Projected value
$451,140
Current value$398,742
Return breakdown
Property appreciation+$52,398
Loan principal paid down+$20,381
Rental cash flow+$12,000
10-year hold
+$184,245(231.0% ROI)
Projected value
$510,424
Current value$398,742
Return breakdown
Property appreciation+$111,682
Loan principal paid down+$48,563
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.97ratio
FMR$2,359
Market$2,430
vs market-$71

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.87 ratio110% standard$2,595 / 1.07 ratio
0.97
1 BR
1 BR
0.96ratio
FMR$2,476
Market$2,570
vs market-$94

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.87 ratio110% standard$2,724 / 1.06 ratio
0.96
2 BR
2 BR
0.92ratio
FMR$2,941
Market$3,190
vs market-$249

FMR is near market; voucher and private rents are aligned.

90% standard$2,647 / 0.83 ratio110% standard$3,235 / 1.01 ratio
0.92
3 BR
3 BR
0.96ratio
FMR$3,526
Market$3,670
vs market-$144

FMR is near market; voucher and private rents are aligned.

90% standard$3,173 / 0.86 ratio110% standard$3,879 / 1.06 ratio
0.96
4 BR
4 BR
0.95ratio
FMR$3,894
Market$4,110
vs market-$216

FMR is near market; voucher and private rents are aligned.

90% standard$3,505 / 0.85 ratio110% standard$4,283 / 1.04 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01887 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01887 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01887 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 01887 FMR, 01887 fair market rent, and 01887 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01887
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894