PA/Berks County/ZIONSVILLE
ZIONSVILLE, PA
CitySAFMR
Berks County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,230$1,350
1 BR$1,450$1,600
2 BR$1,770$1,840
3 BR$2,260$2,160
4 BR$2,380$2,580
5 BR$2,737
6 BR$3,148
7 BR$3,620
8 BR$4,163

Purchase Price Calculator

Maximum purchase price
$211,507

Cost breakdown

+Likely effective rent$1,840
HUD FMR$1,770
Market rent$1,870
Est. payment standard (104%)Used$1,840
Estimated payment standard is $1,840 (104% of FMR).
-Principal and interest-$1,069
Loan amount$169,205
Down payment$42,301
Rate6.50%
Term30 years
-Operating costs-$571
Property taxes-$212
Insurance-$175
Utilities$0
HOA$0
Management-$184
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,525(69.8% ROI)
Projected value
$227,770
Current value$211,507
Return breakdown
Property appreciation+$16,263
Loan principal paid down+$6,062
Rental cash flow+$7,200
5-year hold
+$50,604(119.6% ROI)
Projected value
$239,300
Current value$211,507
Return breakdown
Property appreciation+$27,794
Loan principal paid down+$10,811
Rental cash flow+$12,000
10-year hold
+$108,999(257.7% ROI)
Projected value
$270,747
Current value$211,507
Return breakdown
Property appreciation+$59,240
Loan principal paid down+$25,760
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 18092
0.74ratio
FMR$1,230
Market$1,660
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$1,107 / 0.67 ratio110% standard$1,353 / 0.82 ratio
0.74
1 BR
1 BR- 18092
0.85ratio
FMR$1,450
Market$1,710
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,305 / 0.76 ratio110% standard$1,595 / 0.93 ratio
0.85
2 BR
2 BR- 18092
0.95ratio
FMR$1,770
Market$1,870
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,593 / 0.85 ratio110% standard$1,947 / 1.04 ratio
0.95
3 BR
3 BR- 18092
1.05ratio
FMR$2,260
Market$2,160
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,034 / 0.94 ratio110% standard$2,486 / 1.15 ratio
1.05
4 BR
4 BR- 18092
0.88ratio
FMR$2,380
Market$2,690
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$2,142 / 0.80 ratio110% standard$2,618 / 0.97 ratio
0.88
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ZIONSVILLE, PA (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ZIONSVILLE, PA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for ZIONSVILLE, PA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,770 and the 4 bedroom fair market rent is $2,380.

Use this page for searches like ZIONSVILLE, PA FMR, ZIONSVILLE, PA fair market rent, and ZIONSVILLE, PA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ZIONSVILLE, PA
Bedroom sizeHUD FMR
Studio$1,230
1 bedroom$1,450
2 bedroom$1,770
3 bedroom$2,260
4 bedroom$2,380