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Ocean County, NJ
CountyFMR
Found 35 ZIPs
BRFMR
Eff. Rent
0 BR$1,676$1,676
1 BR$1,889$1,750 – $1,889
2 BR$2,328$2,060 – $2,328
3 BR$3,043$2,410 – $3,043
4 BR$3,371$2,460 – $3,371
5 BR$3,877
6 BR$4,458
7 BR$5,127
8 BR$5,896

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 7 ZIPs
0.40–0.63ratio range
Median FMR$1,676
Median Market$2,920
vs market-$1,244

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

7
Studio· 4 ZIPs
0.64–0.65ratio range
Median FMR$1,676
Median Market$2,585
vs market-$909

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
Studio· 3 ZIPs
0.69–0.71ratio range
Median FMR$1,676
Median Market$2,430
vs market-$754

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 6 ZIPs
0.74–0.76ratio range
Median FMR$1,676
Median Market$2,225
vs market-$549

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

6
Studio· 3 ZIPs
0.77–0.79ratio range
Median FMR$1,676
Median Market$2,150
vs market-$474

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 5 ZIPs
0.83–0.85ratio range
Median FMR$1,676
Median Market$1,990
vs market-$314

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
Studio· 2 ZIPs
0.89–0.90ratio range
Median FMR$1,676
Median Market$1,880
vs market-$204

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.91ratio
FMR$1,676
Market$1,840
vs market-$164

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
0.96ratio range
Median FMR$1,676
Median Market$1,745
vs market-$69

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.40–0.96
1 BR
1 BR· 2 ZIPs
0.66–0.67ratio range
Median FMR$1,889
Median Market$2,825
vs market-$936

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.72ratio
FMR$1,889
Market$2,610
vs market-$721

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.74–0.77ratio range
Median FMR$1,889
Median Market$2,480
vs market-$591

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 6 ZIPs
0.78–0.81ratio range
Median FMR$1,889
Median Market$2,355
vs market-$466

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

6
1 BR· 7 ZIPs
0.82–0.85ratio range
Median FMR$1,889
Median Market$2,300
vs market-$411

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

7
1 BR· 6 ZIPs
0.87–0.90ratio range
Median FMR$1,889
Median Market$2,130
vs market-$241

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

6
1 BR· 1 ZIP
0.94ratio
FMR$1,889
Market$2,010
vs market-$121

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
0.94–0.97ratio range
Median FMR$1,889
Median Market$1,980
vs market-$91

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
1.03ratio range
Median FMR$1,889
Median Market$1,840
vs market+$49

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
1.07–1.08ratio range
Median FMR$1,889
Median Market$1,755
vs market+$134

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.66–1.08
2 BR
2 BR· 1 ZIP
0.75ratio
FMR$2,328
Market$3,120
vs market-$792

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 5 ZIPs
0.77–0.81ratio range
Median FMR$2,328
Median Market$2,900
vs market-$572

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
2 BR· 2 ZIPs
0.84–0.85ratio range
Median FMR$2,328
Median Market$2,760
vs market-$432

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 8 ZIPs
0.87–0.90ratio range
Median FMR$2,328
Median Market$2,625
vs market-$297

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

8
2 BR· 6 ZIPs
0.90–0.94ratio range
Median FMR$2,328
Median Market$2,530
vs market-$202

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
2 BR· 1 ZIP
0.94ratio
FMR$2,328
Market$2,470
vs market-$142

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 3 ZIPs
0.98–1.00ratio range
Median FMR$2,328
Median Market$2,350
vs market-$22

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 4 ZIPs
1.03–1.05ratio range
Median FMR$2,328
Median Market$2,240
vs market+$88

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 2 ZIPs
1.06–1.08ratio range
Median FMR$2,328
Median Market$2,170
vs market+$158

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.13ratio
FMR$2,328
Market$2,060
vs market+$268

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.75–1.13
3 BR
3 BR· 1 ZIP
0.71ratio
FMR$3,043
Market$4,270
vs market-$1,227

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 5 ZIPs
0.87–0.89ratio range
Median FMR$3,043
Median Market$3,440
vs market-$397

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 5 ZIPs
0.90–0.93ratio range
Median FMR$3,043
Median Market$3,300
vs market-$257

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
0.95–0.96ratio range
Median FMR$3,043
Median Market$3,180
vs market-$137

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 13 ZIPs
0.98–1.02ratio range
Median FMR$3,043
Median Market$3,040
vs market+$3

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

13
3 BR· 2 ZIPs
1.02–1.03ratio range
Median FMR$3,043
Median Market$2,970
vs market+$73

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.14–1.15ratio range
Median FMR$3,043
Median Market$2,660
vs market+$383

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.16ratio
FMR$3,043
Market$2,620
vs market+$423

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.26ratio
FMR$3,043
Market$2,410
vs market+$633

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.71–1.26
4 BR
4 BR· 3 ZIPs
0.55–0.64ratio range
Median FMR$3,371
Median Market$5,960
vs market-$2,589

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
4 BR· 2 ZIPs
0.65–0.66ratio range
Median FMR$3,371
Median Market$5,135
vs market-$1,764

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.72ratio
FMR$3,371
Market$4,690
vs market-$1,319

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.77ratio
FMR$3,371
Market$4,390
vs market-$1,019

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.81ratio
FMR$3,371
Market$4,170
vs market-$799

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.83–0.85ratio range
Median FMR$3,371
Median Market$4,030
vs market-$659

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
4 BR· 5 ZIPs
0.86–0.89ratio range
Median FMR$3,371
Median Market$3,800
vs market-$429

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
4 BR· 6 ZIPs
0.91–0.94ratio range
Median FMR$3,371
Median Market$3,645
vs market-$274

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
4 BR· 1 ZIP
0.98ratio
FMR$3,371
Market$3,450
vs market-$79

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 4 ZIPs
0.98–1.01ratio range
Median FMR$3,371
Median Market$3,395
vs market-$24

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 1 ZIP
1.04ratio
FMR$3,371
Market$3,230
vs market+$141

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.09ratio
FMR$3,371
Market$3,090
vs market+$281

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.11–1.15ratio range
Median FMR$3,371
Median Market$2,990
vs market+$381

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.37ratio
FMR$3,371
Market$2,460
vs market+$911

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.55–1.37
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by average FMR (vs county median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Ocean County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.