08006
ZIPFMR
Ocean County, NJ
BRFMR
Eff. Rent
0 BR$1,676$1,676
1 BR$1,889$1,889
2 BR$2,328$2,328
3 BR$3,043$3,043
4 BR$3,371$3,371
5 BR$3,877
6 BR$4,458
7 BR$5,127
8 BR$5,896

Purchase Price Calculator

Maximum purchase price
$284,023

Cost breakdown

+Likely effective rent$2,328
HUD FMRUsed$2,328
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$1,436
Loan amount$227,219
Down payment$56,805
Rate6.50%
Term30 years
-Operating costs-$692
Property taxes-$284
Insurance-$175
Utilities$0
HOA$0
Management-$233
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,179(65.5% ROI)
Projected value
$305,862
Current value$284,023
Return breakdown
Property appreciation+$21,839
Loan principal paid down+$8,141
Rental cash flow+$7,200
5-year hold
+$63,840(112.4% ROI)
Projected value
$321,346
Current value$284,023
Return breakdown
Property appreciation+$37,323
Loan principal paid down+$14,517
Rental cash flow+$12,000
10-year hold
+$138,142(243.2% ROI)
Projected value
$363,574
Current value$284,023
Return breakdown
Property appreciation+$79,551
Loan principal paid down+$34,591
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 08006 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

08006 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 08006 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,328 and the 4 bedroom fair market rent is $3,371.

Use this page for searches like 08006 FMR, 08006 fair market rent, and 08006 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 08006
Bedroom sizeHUD FMR
Studio$1,676
1 bedroom$1,889
2 bedroom$2,328
3 bedroom$3,043
4 bedroom$3,371