08753
ZIPFMR
Ocean County, NJ
BRFMR
Eff. Rent
0 BR$1,676$1,840
1 BR$1,889$2,080
2 BR$2,328$2,490
3 BR$3,043$3,130
4 BR$3,371$3,580
5 BR$3,877
6 BR$4,458
7 BR$5,127
8 BR$5,896

Purchase Price Calculator

Maximum purchase price
$308,096

Cost breakdown

+Likely effective rent$2,490
HUD FMR$2,328
Market rent$2,580
Est. payment standard (107%)Used$2,490
Estimated payment standard is $2,490 (107% of FMR).
-Principal and interest-$1,558
Loan amount$246,477
Down payment$61,619
Rate6.50%
Term30 years
-Operating costs-$732
Property taxes-$308
Insurance-$175
Utilities$0
HOA$0
Management-$249
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,720(64.5% ROI)
Projected value
$331,786
Current value$308,096
Return breakdown
Property appreciation+$23,690
Loan principal paid down+$8,831
Rental cash flow+$7,200
5-year hold
+$68,234(110.7% ROI)
Projected value
$348,583
Current value$308,096
Return breakdown
Property appreciation+$40,486
Loan principal paid down+$15,747
Rental cash flow+$12,000
10-year hold
+$147,816(239.9% ROI)
Projected value
$394,390
Current value$308,096
Return breakdown
Property appreciation+$86,293
Loan principal paid down+$37,523
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.77ratio
FMR$1,676
Market$2,170
vs market-$494

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.70 ratio110% standard$1,844 / 0.85 ratio
0.77
1 BR
1 BR
0.82ratio
FMR$1,889
Market$2,300
vs market-$411

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.74 ratio110% standard$2,078 / 0.90 ratio
0.82
2 BR
2 BR
0.90ratio
FMR$2,328
Market$2,580
vs market-$252

FMR is near market; voucher and private rents are aligned.

90% standard$2,095 / 0.81 ratio110% standard$2,561 / 0.99 ratio
0.90
3 BR
3 BR
0.96ratio
FMR$3,043
Market$3,180
vs market-$137

FMR is near market; voucher and private rents are aligned.

90% standard$2,739 / 0.86 ratio110% standard$3,347 / 1.05 ratio
0.96
4 BR
4 BR
0.91ratio
FMR$3,371
Market$3,690
vs market-$319

FMR is near market; voucher and private rents are aligned.

90% standard$3,034 / 0.82 ratio110% standard$3,708 / 1.00 ratio
0.91
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 08753 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

08753 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 08753 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,328 and the 4 bedroom fair market rent is $3,371.

Use this page for searches like 08753 FMR, 08753 fair market rent, and 08753 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 08753
Bedroom sizeHUD FMR
Studio$1,676
1 bedroom$1,889
2 bedroom$2,328
3 bedroom$3,043
4 bedroom$3,371