Home/IN/St. Joseph County
St. Joseph County, IN
CountySAFMR
Found 31 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$710 – $1,310▲$710 – $1,250
1 BR$850 – $1,590▲$850 – $1,270
2 BR$1,000 – $1,860▲$880 – $1,450
3 BR$1,220 – $2,270▲$910 – $1,850
4 BR$1,320 – $2,460▲$980 – $2,550
5 BR$1,915▲—
6 BR$2,202▲—
7 BR$2,532▲—
8 BR$2,912▲—

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 6 ZIPs
0.78-0.81ratio range
Median FMR$830
Median Market$1,030
vs market-$200

FMR is below market; voucher rent may lag private rents.

6
Studio- 1 ZIP
0.86ratio
FMR$900
Market$1,050
vs market-$150

FMR is below market; voucher rent may lag private rents.

Studio- 3 ZIPs
0.88-0.89ratio range
Median FMR$900
Median Market$1,010
vs market-$110

FMR is below market; voucher rent may lag private rents.

3
Studio- 6 ZIPs
0.90-0.92ratio range
Median FMR$905
Median Market$1,005
vs market-$100

FMR is near market; voucher and private rents are aligned.

6
Studio- 1 ZIP
0.97ratio
FMR$890
Market$920
vs market-$30

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
1.01ratio
FMR$870
Market$860
vs market+$10

FMR is near market; voucher and private rents are aligned.

Studio- 2 ZIPs
1.03-1.05ratio range
Median FMR$1,185
Median Market$1,140
vs market+$45

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
1.07ratio
FMR$870
Market$810
vs market+$60

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
1.28ratio
FMR$1,240
Market$970
vs market+$270

FMR is above market; underwrite to market rent.

0.78-1.28
1 BR
1 BR- 1 ZIP
0.73ratio
FMR$850
Market$1,170
vs market-$320

FMR is below market; voucher rent may lag private rents.

1 BR- 1 ZIP
0.89ratio
FMR$890
Market$1,000
vs market-$110

FMR is below market; voucher rent may lag private rents.

1 BR- 2 ZIPs
0.92-0.94ratio range
Median FMR$970
Median Market$1,045
vs market-$75

FMR is near market; voucher and private rents are aligned.

1 BR- 3 ZIPs
0.94-0.97ratio range
Median FMR$1,020
Median Market$1,050
vs market-$30

FMR is near market; voucher and private rents are aligned.

1 BR- 8 ZIPs
0.98-1.02ratio range
Median FMR$1,100
Median Market$1,090
vs market+$10

FMR is near market; voucher and private rents are aligned.

8
1 BR- 1 ZIP
1.05ratio
FMR$890
Market$850
vs market+$40

FMR is near market; voucher and private rents are aligned.

1 BR- 1 ZIP
1.08ratio
FMR$1,120
Market$1,040
vs market+$80

FMR is near market; voucher and private rents are aligned.

1 BR- 3 ZIPs
1.11ratio range
Median FMR$1,110
Median Market$1,000
vs market+$110

FMR is above market; underwrite to market rent.

1 BR- 2 ZIPs
1.25ratio range
Median FMR$1,445
Median Market$1,155
vs market+$290

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.55ratio
FMR$1,520
Market$980
vs market+$540

FMR is above market; underwrite to market rent.

0.73-1.55
2 BR
2 BR- 1 ZIP
0.82ratio
FMR$1,040
Market$1,270
vs market-$230

FMR is below market; voucher rent may lag private rents.

2 BR- 1 ZIP
0.88ratio
FMR$1,060
Market$1,210
vs market-$150

FMR is below market; voucher rent may lag private rents.

2 BR- 3 ZIPs
0.92-0.93ratio range
Median FMR$1,190
Median Market$1,280
vs market-$90

FMR is near market; voucher and private rents are aligned.

3
2 BR- 1 ZIP
0.97ratio
FMR$1,110
Market$1,150
vs market-$40

FMR is near market; voucher and private rents are aligned.

2 BR- 5 ZIPs
1.02-1.04ratio range
Median FMR$1,290
Median Market$1,250
vs market+$40

FMR is near market; voucher and private rents are aligned.

5
2 BR- 2 ZIPs
1.09ratio range
Median FMR$1,415
Median Market$1,295
vs market+$120

FMR is near market; voucher and private rents are aligned.

2 BR- 6 ZIPs
1.11-1.15ratio range
Median FMR$1,290
Median Market$1,140
vs market+$150

FMR is above market; underwrite to market rent.

6
2 BR- 2 ZIPs
1.22-1.23ratio range
Median FMR$1,300
Median Market$1,065
vs market+$235

FMR is above market; underwrite to market rent.

2 BR- 1 ZIP
1.28ratio
FMR$1,860
Market$1,450
vs market+$410

FMR is above market; underwrite to market rent.

2 BR- 1 ZIP
1.39ratio
FMR$1,780
Market$1,280
vs market+$500

FMR is above market; underwrite to market rent.

0.82-1.39
3 BR
3 BR- 1 ZIP
0.83ratio
FMR$1,460
Market$1,760
vs market-$300

FMR is below market; voucher rent may lag private rents.

3 BR- 2 ZIPs
0.88-0.89ratio range
Median FMR$1,355
Median Market$1,535
vs market-$180

FMR is below market; voucher rent may lag private rents.

3 BR- 2 ZIPs
0.91-0.92ratio range
Median FMR$1,320
Median Market$1,440
vs market-$120

FMR is near market; voucher and private rents are aligned.

3 BR- 2 ZIPs
0.96ratio range
Median FMR$1,475
Median Market$1,535
vs market-$60

FMR is near market; voucher and private rents are aligned.

3 BR- 2 ZIPs
0.98-1.01ratio range
Median FMR$1,575
Median Market$1,585
vs market-$10

FMR is near market; voucher and private rents are aligned.

3 BR- 3 ZIPs
1.05-1.06ratio range
Median FMR$1,560
Median Market$1,480
vs market+$80

FMR is near market; voucher and private rents are aligned.

3
3 BR- 5 ZIPs
1.08-1.09ratio range
Median FMR$1,560
Median Market$1,430
vs market+$130

FMR is near market; voucher and private rents are aligned.

5
3 BR- 1 ZIP
1.14ratio
FMR$1,580
Market$1,390
vs market+$190

FMR is above market; underwrite to market rent.

3 BR- 1 ZIP
1.16ratio
FMR$1,590
Market$1,370
vs market+$220

FMR is above market; underwrite to market rent.

3 BR- 1 ZIP
1.23ratio
FMR$2,270
Market$1,850
vs market+$420

FMR is above market; underwrite to market rent.

3 BR- 1 ZIP
1.25ratio
FMR$1,850
Market$1,480
vs market+$370

FMR is above market; underwrite to market rent.

3 BR- 1 ZIP
1.34ratio
FMR$2,160
Market$1,610
vs market+$550

FMR is above market; underwrite to market rent.

3 BR- 1 ZIP
1.54ratio
FMR$1,400
Market$910
vs market+$490

FMR is above market; underwrite to market rent.

0.83-1.54
4 BR
4 BR- 2 ZIPs
0.73-0.77ratio range
Median FMR$1,715
Median Market$2,280
vs market-$565

FMR is below market; voucher rent may lag private rents.

2
4 BR- 2 ZIPs
0.79-0.81ratio range
Median FMR$1,630
Median Market$2,040
vs market-$410

FMR is below market; voucher rent may lag private rents.

2
4 BR- 2 ZIPs
0.83-0.84ratio range
Median FMR$1,735
Median Market$2,075
vs market-$340

FMR is below market; voucher rent may lag private rents.

2
4 BR- 4 ZIPs
0.86-0.89ratio range
Median FMR$1,445
Median Market$1,660
vs market-$215

FMR is below market; voucher rent may lag private rents.

4
4 BR- 2 ZIPs
0.90-0.93ratio range
Median FMR$1,645
Median Market$1,795
vs market-$150

FMR is near market; voucher and private rents are aligned.

2
4 BR- 1 ZIP
0.95ratio
FMR$2,460
Market$2,600
vs market-$140

FMR is near market; voucher and private rents are aligned.

4 BR- 2 ZIPs
0.99-1.02ratio range
Median FMR$1,655
Median Market$1,645
vs market+$10

FMR is near market; voucher and private rents are aligned.

2
4 BR- 3 ZIPs
1.06-1.09ratio range
Median FMR$1,720
Median Market$1,590
vs market+$130

FMR is near market; voucher and private rents are aligned.

3
4 BR- 3 ZIPs
1.11ratio range
Median FMR$1,710
Median Market$1,540
vs market+$170

FMR is above market; underwrite to market rent.

3
4 BR- 1 ZIP
1.23ratio
FMR$2,360
Market$1,920
vs market+$440

FMR is above market; underwrite to market rent.

4 BR- 1 ZIP
1.48ratio
FMR$1,450
Market$980
vs market+$470

FMR is above market; underwrite to market rent.

0.73-1.48
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for St. Joseph County, IN (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
46506465174653046536465444654546546465504655246554

St. Joseph County, IN fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for St. Joseph County, IN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,255 and the 4 bedroom fair market rent is $1,665.

Use this page for searches like St. Joseph County, IN FMR, St. Joseph County, IN fair market rent, and St. Joseph County, IN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for St. Joseph County, IN
Bedroom sizeHUD FMR
Studio$885
1 bedroom$1,065
2 bedroom$1,255
3 bedroom$1,545
4 bedroom$1,665
46506 FMR46517 FMR46530 FMR46536 FMR46544 FMR46545 FMR46546 FMR46550 FMR