46617
ZIPSAFMR
St. Joseph County, IN
BRFMR
Eff. Rent
0 BR$1,240$970
1 BR$1,520$980
2 BR$1,780$1,280
3 BR$2,160$1,610
4 BR$2,360$1,920
5 BR$2,714
6 BR$3,121
7 BR$3,589
8 BR$4,128

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.28ratio
FMR$1,240
Market$970
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.28
1 BR
1 BR
1.55ratio
FMR$1,520
Market$980
vs market+$540

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.55
2 BR
2 BR
1.39ratio
FMR$1,780
Market$1,280
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.39
3 BR
3 BR
1.34ratio
FMR$2,160
Market$1,610
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.34
4 BR
4 BR
1.23ratio
FMR$2,360
Market$1,920
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.23
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$202,591
Rent
$1,780
Down payment
$40,518
Loan
$162,073
Mortgage
$1,024
Expenses
$556
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 46617 (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.