46635
ZIPFMR
St. Joseph County, IN
FY 2026 • Effective Oct 1, 2025
BRRentYoY
3Y CAGR
0 BR$89819.6%6.0%
1 BR$1,10518.1%6.2%
2 BR$1,29218.0%5.5%
3 BR$1,56716.1%3.9%
4 BR$1,71117.8%5.0%
5 BR$1,96817.8%5.1%
6 BR$2,26317.9%5.1%
7 BR$2,60217.8%5.0%
8 BR$2,99317.8%5.0%

Bedroom curve

YoY: 20252026 • 3Y: 20232026
Historical
See FMR trends since FY2022

Purchase Price Calculator

Based on HUD rent + your assumptions

Maximum purchase price
$130,074
Rent
$1,292
Down payment
$26,015
Loan
$104,059
Mortgage
$658
Expenses
$434
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 46635 (IN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.