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Cheshire County/Fitzwilliam/03447

03447

ZIPSAFMR
Cheshire County, NH
Zillow

ZIP Investment Score

45Below average

095130300
BRFMR
Eff. Rent
0 BR$1,200$1,320
1 BR$1,330$1,460
2 BR$1,740$1,780
3 BR$2,270$2,070
4 BR$2,300$2,170
5 BR$2,645Not available
6 BR$3,042Not available
7 BR$3,498Not available
8 BR$4,023Not available

Purchase Price Calculator

Maximum purchase price
$202,591

Cost breakdown

+Likely effective rent$1,780
HUD FMR$1,740
Market rent$1,800
Est. payment standard (102%)Used$1,780
-Principal and interest-$1,024
Loan amount$162,073
Down payment$40,518
Rate6.50%
Term30 years
-Operating costs-$556
Property taxes-$203
Insurance-$175
Utilities$0
HOA$0
Management-$178
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,584(70.5% ROI)
Projected value
$218,168
Return breakdown
Property appreciation+$15,577
Loan principal paid down+$5,807
Rental cash flow+$7,200
5-year hold
+$48,977(120.9% ROI)
Projected value
$229,213
Return breakdown
Property appreciation+$26,622
Loan principal paid down+$10,355
Rental cash flow+$12,000
10-year hold
+$105,416(260.2% ROI)
Projected value
$259,333
Return breakdown
Property appreciation+$56,743
Loan principal paid down+$24,674
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.70
1 BR
0.78
2 BR
0.97
3 BR
1.10
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 03447 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03447 (Fitzwilliam, NH) is $1,740 a month. That is up 3.6% from $1,680 in FY 2026. Fitzwilliam is in the Cheshire County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,734. Among 28 ZIP codes in Cheshire County, 03447 is tied for the 12th-highest two-bedroom rent (county range $1,740–$2,260).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03447
BedroomsFY 2027Change90–110% range
Studio$1,200+3.4%$1,080–$1,320
1BR$1,330+3.9%$1,197–$1,463
2BR$1,740+3.6%$1,566–$1,914
3BR$2,270+3.2%$2,043–$2,497
4BR$2,300+3.6%$2,070–$2,530

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03447
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,200$1,330$1,740$2,270$2,300
FY 2026$1,160$1,280$1,680$2,200$2,220
FY 2025$1,010$1,120$1,470$1,910$1,950
FY 2024area FMR$945$1,061$1,394$1,833$1,888
FY 2023area FMR$946$1,011$1,331$1,860$1,954

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Cheshire County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03447
03441$1,7400.0%
03443$1,7400.0%
03444$1,7400.0%
03445$1,950+12.1%
03446$2,260+29.9%
03447Current$1,740—
03448$2,010+15.5%
03450$2,040+17.2%
03451$1,7400.0%
03452$1,7400.0%
03455$1,810+4.0%
03456$1,7400.0%

Questions about ZIP 03447 rents

How much will Section 8 pay for a two-bedroom in ZIP 03447?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,734, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,561 to $1,907 a month; under the ZIP-level Small Area FMR of $1,740 it would be $1,566 to $1,914. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03447 in?

ZIP 03447 is in the Cheshire County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,734.

How much did fair market rent change in ZIP 03447 for FY 2027?

The two-bedroom FMR rose 3.6%, from $1,680 in FY 2026 to $1,740 in FY 2027. Since FY 2025 it has risen 18.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentFitzwilliam, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources