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03452

ZIPSAFMR
Hillsborough County, NH

ZIP Investment Score

41Below average

095130300
BRFMR
Eff. Rent
0 BR$1,200$1,300
1 BR$1,330$1,380
2 BR$1,740$1,700
3 BR$2,270$2,040
4 BR$2,560$2,060
5 BR$2,944Not available
6 BR$3,386Not available
7 BR$3,893Not available
8 BR$4,477Not available

Purchase Price Calculator

Maximum purchase price
$190,703

Cost breakdown

+Likely effective rent$1,700
HUD FMR$1,740
Market rentUsed$1,700
Est. payment standard (99%)$1,710
-Principal and interest-$964
Loan amount$152,562
Down payment$38,141
Rate6.50%
Term30 years
-Operating costs-$536
Property taxes-$191
Insurance-$175
Utilities$0
HOA$0
Management-$170
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,329(71.7% ROI)
Projected value
$205,366
Return breakdown
Property appreciation+$14,663
Loan principal paid down+$5,466
Rental cash flow+$7,200
5-year hold
+$46,807(122.7% ROI)
Projected value
$215,763
Return breakdown
Property appreciation+$25,060
Loan principal paid down+$9,747
Rental cash flow+$12,000
10-year hold
+$100,639(263.9% ROI)
Projected value
$244,116
Return breakdown
Property appreciation+$53,413
Loan principal paid down+$23,226
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.88
1 BR
0.94
2 BR
1.02
3 BR
1.11
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 03452 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03452 (Jaffrey, NH) is $1,740 a month. That is up 10.8% from $1,570 in FY 2026. Jaffrey is in the Nashua, NH HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,239. Among 43 ZIP codes in Hillsborough County, 03452 has the 40th-highest two-bedroom rent (county range $1,550–$3,360).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03452
BedroomsFY 2027Change90–110% range
Studio$1,200+11.1%$1,080–$1,320
1BR$1,330+10.8%$1,197–$1,463
2BR$1,740+10.8%$1,566–$1,914
3BR$2,270+10.7%$2,043–$2,497
4BR$2,560+18.0%$2,304–$2,816

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03452
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,200$1,330$1,740$2,270$2,560
FY 2026$1,080$1,200$1,570$2,050$2,170
FY 2025$1,200$1,210$1,590$2,020$2,300
FY 2024$1,330$1,340$1,760$2,240$2,550
FY 2023$1,230$1,240$1,630$2,080$2,430

Two-bedroom rent in nearby Hillsborough County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03452
03111$2,240+28.7%
03242$1,780+2.3%
03244$1,810+4.0%
03280$1,940+11.5%
03281$2,140+23.0%
03304$2,140+23.0%
03440$1,550−10.9%
03442$1,780+2.3%
03449$1,620−6.9%
03452Current$1,740—
03458$2,020+16.1%
03468$2,310+32.8%

Questions about ZIP 03452 rents

How much will Section 8 pay for a two-bedroom in ZIP 03452?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,239, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,015 to $2,463 a month; under the ZIP-level Small Area FMR of $1,740 it would be $1,566 to $1,914. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03452 in?

ZIP 03452 is in the Nashua, NH HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,239.

How much did fair market rent change in ZIP 03452 for FY 2027?

The two-bedroom FMR rose 10.8%, from $1,570 in FY 2026 to $1,740 in FY 2027. Since FY 2023 it has risen 6.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set