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03749

ZIPSAFMR
Grafton County, NH
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,310$1,440
1 BR$1,320$1,450
2 BR$1,720$1,890
3 BR$2,340$2,380
4 BR$2,370$2,450
5 BR$2,726Not available
6 BR$3,134Not available
7 BR$3,604Not available
8 BR$4,145Not available

Purchase Price Calculator

Maximum purchase price
$218,937

Cost breakdown

+Likely effective rent$1,890
HUD FMR$1,720
Market rent$2,160
Est. payment standard (110%)Used$1,890
-Principal and interest-$1,107
Loan amount$175,149
Down payment$43,787
Rate6.50%
Term30 years
-Operating costs-$583
Property taxes-$219
Insurance-$175
Utilities$0
HOA$0
Management-$189
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,309(69.2% ROI)
Projected value
$235,771
Return breakdown
Property appreciation+$16,834
Loan principal paid down+$6,275
Rental cash flow+$7,200
5-year hold
+$51,960(118.7% ROI)
Projected value
$247,707
Return breakdown
Property appreciation+$28,770
Loan principal paid down+$11,190
Rental cash flow+$12,000
10-year hold
+$111,985(255.7% ROI)
Projected value
$280,258
Return breakdown
Property appreciation+$61,321
Loan principal paid down+$26,665
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.65
1 BR
0.64
2 BR
0.80
3 BR
0.97
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 03749 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03749 (Enfield Center, NH) is $1,720 a month. That is down 9.9% from $1,910 in FY 2026. Enfield Center is in the Grafton County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,719. Among 41 ZIP codes in Grafton County, 03749 is tied for the 16th-highest two-bedroom rent (county range $1,240–$2,430).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03749
BedroomsFY 2027Change90–110% range
Studio$1,310−9.7%$1,179–$1,441
1BR$1,320−9.6%$1,188–$1,452
2BR$1,720−9.9%$1,548–$1,892
3BR$2,340−9.7%$2,106–$2,574
4BR$2,370−9.9%$2,133–$2,607

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03749
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,310$1,320$1,720$2,340$2,370
FY 2026$1,450$1,460$1,910$2,590$2,630
FY 2025$1,110$1,160$1,520$2,020$2,110
FY 2024area FMR$891$1,001$1,315$1,708$1,940
FY 2023area FMR$898$1,020$1,343$1,714$2,057

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Grafton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03749
03740$1,500−12.8%
03741$1,530−11.0%
03748$1,960+14.0%
03749Current$1,720—
03750$2,340+36.0%
03753$1,960+14.0%
03755$2,430+41.3%
03765$1,680−2.3%
03766$2,390+39.0%
03768$1,980+15.1%
03769$1,7200.0%
03771$1,420−17.4%

Questions about ZIP 03749 rents

How much will Section 8 pay for a two-bedroom in ZIP 03749?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,719, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,547 to $1,891 a month; under the ZIP-level Small Area FMR of $1,720 it would be $1,548 to $1,892. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03749 in?

ZIP 03749 is in the Grafton County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,719.

How much did fair market rent change in ZIP 03749 for FY 2027?

The two-bedroom FMR fell 9.9%, from $1,910 in FY 2026 to $1,720 in FY 2027. Since FY 2025 it has risen 13.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set