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03750

ZIPSAFMR
Grafton County, NH

ZIP Investment Score

42Below average

095130300
BRFMR
Eff. Rent
0 BR$1,780$1,880
1 BR$1,790$1,970
2 BR$2,340$2,410
3 BR$3,170$3,400
4 BR$3,230$3,550
5 BR$3,714Not available
6 BR$4,272Not available
7 BR$4,912Not available
8 BR$5,649Not available

Purchase Price Calculator

Maximum purchase price
$296,209

Cost breakdown

+Likely effective rent$2,410
HUD FMR$2,340
Market rent$2,440
Est. payment standard (103%)Used$2,410
-Principal and interest-$1,498
Loan amount$236,967
Down payment$59,242
Rate6.50%
Term30 years
-Operating costs-$712
Property taxes-$296
Insurance-$175
Utilities$0
HOA$0
Management-$241
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,466(64.9% ROI)
Projected value
$318,984
Return breakdown
Property appreciation+$22,776
Loan principal paid down+$8,490
Rental cash flow+$7,200
5-year hold
+$66,064(111.5% ROI)
Projected value
$335,133
Return breakdown
Property appreciation+$38,924
Loan principal paid down+$15,140
Rental cash flow+$12,000
10-year hold
+$143,039(241.4% ROI)
Projected value
$379,172
Return breakdown
Property appreciation+$82,963
Loan principal paid down+$36,076
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.92
1 BR
0.80
2 BR
0.96
3 BR
0.90
4 BR
0.81
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 03750 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03750 (Etna, NH) is $2,340 a month. That is down 10.0% from $2,600 in FY 2026. Etna is in the Grafton County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,719. Among 41 ZIP codes in Grafton County, 03750 has the 4th-highest two-bedroom rent (county range $1,240–$2,430). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03750 is 36% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03750
BedroomsFY 2027Change90–110% range
Studio$1,780−9.6%$1,602–$1,958
1BR$1,790−9.6%$1,611–$1,969
2BR$2,340−10.0%$2,106–$2,574
3BR$3,170−9.9%$2,853–$3,487
4BR$3,230−9.8%$2,907–$3,553

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03750
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,780$1,790$2,340$3,170$3,230
FY 2026$1,970$1,980$2,600$3,520$3,580
FY 2025$1,560$1,620$2,130$2,840$2,970
FY 2024area FMR$891$1,001$1,315$1,708$1,940
FY 2023area FMR$898$1,020$1,343$1,714$2,057

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Grafton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03750
03740$1,500−35.9%
03741$1,530−34.6%
03748$1,960−16.2%
03749$1,720−26.5%
03750Current$2,340—
03753$1,960−16.2%
03755$2,430+3.8%
03765$1,680−28.2%
03766$2,390+2.1%
03768$1,980−15.4%
03769$1,720−26.5%
03771$1,420−39.3%

Questions about ZIP 03750 rents

How much will Section 8 pay for a two-bedroom in ZIP 03750?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,719, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,547 to $1,891 a month; under the ZIP-level Small Area FMR of $2,340 it would be $2,106 to $2,574. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03750 in?

ZIP 03750 is in the Grafton County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,719.

How much did fair market rent change in ZIP 03750 for FY 2027?

The two-bedroom FMR fell 10.0%, from $2,600 in FY 2026 to $2,340 in FY 2027. Since FY 2025 it has risen 9.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set