03748
ZIPFMR
Grafton County, NH
BRFMR
Eff. Rent
0 BR$1,445$1,590
1 BR$1,455$1,600
2 BR$1,909$2,060
3 BR$2,590$2,560
4 BR$2,630$2,370
5 BR$3,024
6 BR$3,478
7 BR$4,000
8 BR$4,600

Purchase Price Calculator

Maximum purchase price
$244,199

Cost breakdown

+Likely effective rent$2,060
HUD FMR$1,909
Market rent$2,140
Est. payment standard (108%)Used$2,060
Estimated payment standard is $2,060 (108% of FMR).
-Principal and interest-$1,235
Loan amount$195,359
Down payment$48,840
Rate6.50%
Term30 years
-Operating costs-$625
Property taxes-$244
Insurance-$175
Utilities$0
HOA$0
Management-$206
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,976(67.5% ROI)
Projected value
$262,975
Current value$244,199
Return breakdown
Property appreciation+$18,777
Loan principal paid down+$6,999
Rental cash flow+$7,200
5-year hold
+$56,571(115.8% ROI)
Projected value
$276,288
Current value$244,199
Return breakdown
Property appreciation+$32,090
Loan principal paid down+$12,482
Rental cash flow+$12,000
10-year hold
+$122,137(250.1% ROI)
Projected value
$312,595
Current value$244,199
Return breakdown
Property appreciation+$68,396
Loan principal paid down+$29,741
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.78ratio
FMR$1,445
Market$1,860
vs market-$415

FMR is below market; voucher rent may lag private rents.

90% standard$1,301 / 0.70 ratio110% standard$1,590 / 0.85 ratio
0.78
1 BR
1 BR
0.71ratio
FMR$1,455
Market$2,040
vs market-$585

FMR is below market; voucher rent may lag private rents.

90% standard$1,310 / 0.64 ratio110% standard$1,601 / 0.78 ratio
0.71
2 BR
2 BR
0.89ratio
FMR$1,909
Market$2,140
vs market-$231

FMR is below market; voucher rent may lag private rents.

90% standard$1,718 / 0.80 ratio110% standard$2,100 / 0.98 ratio
0.89
3 BR
3 BR
1.01ratio
FMR$2,590
Market$2,560
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,331 / 0.91 ratio110% standard$2,849 / 1.11 ratio
1.01
4 BR
4 BR
1.11ratio
FMR$2,630
Market$2,370
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$2,367 / 1.00 ratio110% standard$2,893 / 1.22 ratio
1.11
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 03748 (NH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

03748 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 03748 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,909 and the 4 bedroom fair market rent is $2,630.

Use this page for searches like 03748 FMR, 03748 fair market rent, and 03748 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 03748
Bedroom sizeHUD FMR
Studio$1,445
1 bedroom$1,455
2 bedroom$1,909
3 bedroom$2,590
4 bedroom$2,630