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Grafton County/North Haverhill/03774

03774

ZIPSAFMR
Grafton County, NH
Zillow

ZIP Investment Score

89Below average

095130300
BRFMR
Eff. Rent
0 BR$1,460$1,460
1 BR$1,470$1,470
2 BR$1,930$1,930
3 BR$2,610$2,610
4 BR$2,660$2,660
5 BR$3,059Not available
6 BR$3,518Not available
7 BR$4,046Not available
8 BR$4,652Not available

Purchase Price Calculator

Maximum purchase price
$224,881

Cost breakdown

+Likely effective rent$1,930
HUD FMRUsed$1,930
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,137
Loan amount$179,905
Down payment$44,976
Rate6.50%
Term30 years
-Operating costs-$593
Property taxes-$225
Insurance-$175
Utilities$0
HOA$0
Management-$193
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,937(68.8% ROI)
Projected value
$242,172
Return breakdown
Property appreciation+$17,291
Loan principal paid down+$6,446
Rental cash flow+$7,200
5-year hold
+$53,045(117.9% ROI)
Projected value
$254,432
Return breakdown
Property appreciation+$29,551
Loan principal paid down+$11,494
Rental cash flow+$12,000
10-year hold
+$114,374(254.3% ROI)
Projected value
$287,866
Return breakdown
Property appreciation+$62,986
Loan principal paid down+$27,388
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 03774 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03774 (North Haverhill, NH) is $1,930 a month. That is down 9.8% from $2,140 in FY 2026. North Haverhill is in the Grafton County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,719. Among 41 ZIP codes in Grafton County, 03774 has the 10th-highest two-bedroom rent (county range $1,240–$2,430). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03774 is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03774
BedroomsFY 2027Change90–110% range
Studio$1,460−9.9%$1,314–$1,606
1BR$1,470−9.8%$1,323–$1,617
2BR$1,930−9.8%$1,737–$2,123
3BR$2,610−10.0%$2,349–$2,871
4BR$2,660−9.8%$2,394–$2,926

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03774
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,460$1,470$1,930$2,610$2,660
FY 2026$1,620$1,630$2,140$2,900$2,950
FY 2025$1,280$1,340$1,760$2,340$2,450
FY 2024area FMR$891$1,001$1,315$1,708$1,940
FY 2023area FMR$898$1,020$1,343$1,714$2,057

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Grafton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03774
03755$2,430+25.9%
03765$1,680−13.0%
03766$2,390+23.8%
03768$1,980+2.6%
03769$1,720−10.9%
03771$1,420−26.4%
03774Current$1,930—
03777$1,800−6.7%
03779$1,530−20.7%
03780$1,700−11.9%
03784$2,110+9.3%
03785$1,500−22.3%

Questions about ZIP 03774 rents

How much will Section 8 pay for a two-bedroom in ZIP 03774?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,719, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,547 to $1,891 a month; under the ZIP-level Small Area FMR of $1,930 it would be $1,737 to $2,123. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03774 in?

ZIP 03774 is in the Grafton County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,719.

How much did fair market rent change in ZIP 03774 for FY 2027?

The two-bedroom FMR fell 9.8%, from $2,140 in FY 2026 to $1,930 in FY 2027. Since FY 2025 it has risen 9.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentNorth Haverhill, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources