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Grafton County/Orford/03777

03777

ZIPSAFMR
Grafton County, NH
Zillow

ZIP Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$1,360$1,360
1 BR$1,370$1,370
2 BR$1,800$1,800
3 BR$2,440$2,440
4 BR$2,490$2,490
5 BR$2,864Not available
6 BR$3,293Not available
7 BR$3,787Not available
8 BR$4,355Not available

Purchase Price Calculator

Maximum purchase price
$205,563

Cost breakdown

+Likely effective rent$1,800
HUD FMRUsed$1,800
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,039
Loan amount$164,450
Down payment$41,113
Rate6.50%
Term30 years
-Operating costs-$561
Property taxes-$206
Insurance-$175
Utilities$0
HOA$0
Management-$180
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,898(70.3% ROI)
Projected value
$221,369
Return breakdown
Property appreciation+$15,806
Loan principal paid down+$5,892
Rental cash flow+$7,200
5-year hold
+$49,519(120.4% ROI)
Projected value
$232,575
Return breakdown
Property appreciation+$27,013
Loan principal paid down+$10,507
Rental cash flow+$12,000
10-year hold
+$106,611(259.3% ROI)
Projected value
$263,138
Return breakdown
Property appreciation+$57,575
Loan principal paid down+$25,036
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 03777 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 03777 (Orford, NH) is $1,800 a month. That is down 10.0% from $2,000 in FY 2026. Orford is in the Grafton County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,719. Among 41 ZIP codes in Grafton County, 03777 has the 11th-highest two-bedroom rent (county range $1,240–$2,430). The median county two-bedroom FMR in New Hampshire is $1,727, so ZIP 03777 is 4% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 03777
BedroomsFY 2027Change90–110% range
Studio$1,360−9.9%$1,224–$1,496
1BR$1,370−9.9%$1,233–$1,507
2BR$1,800−10.0%$1,620–$1,980
3BR$2,440−10.0%$2,196–$2,684
4BR$2,490−9.8%$2,241–$2,739

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 03777
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,360$1,370$1,800$2,440$2,490
FY 2026$1,510$1,520$2,000$2,710$2,760
FY 2025$1,140$1,200$1,570$2,090$2,180
FY 2024area FMR$891$1,001$1,315$1,708$1,940
FY 2023area FMR$898$1,020$1,343$1,714$2,057

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Grafton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 03777
03755$2,430+35.0%
03765$1,680−6.7%
03766$2,390+32.8%
03768$1,980+10.0%
03769$1,720−4.4%
03771$1,420−21.1%
03774$1,930+7.2%
03777Current$1,800—
03779$1,530−15.0%
03780$1,700−5.6%
03784$2,110+17.2%
03785$1,500−16.7%

Questions about ZIP 03777 rents

How much will Section 8 pay for a two-bedroom in ZIP 03777?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,719, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,547 to $1,891 a month; under the ZIP-level Small Area FMR of $1,800 it would be $1,620 to $1,980. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 03777 in?

ZIP 03777 is in the Grafton County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,719.

How much did fair market rent change in ZIP 03777 for FY 2027?

The two-bedroom FMR fell 10.0%, from $2,000 in FY 2026 to $1,800 in FY 2027. Since FY 2025 it has risen 14.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentOrford, NH fair market rentNH statewide rentsWhat is SAFMR?Data sources