04079
ZIPFMR
Cumberland County, ME
BRFMR
Eff. Rent
0 BR$1,264$1,264
1 BR$1,397$1,397
2 BR$1,833$1,833
3 BR$2,380$2,380
4 BR$3,038$3,038
5 BR$3,494
6 BR$4,018
7 BR$4,620
8 BR$5,313

Purchase Price Calculator

Maximum purchase price
$210,467

Cost breakdown

+Likely effective rent$1,833
HUD FMRUsed$1,833
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$1,064
Loan amount$168,373
Down payment$42,093
Rate6.50%
Term30 years
-Operating costs-$569
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,415(69.9% ROI)
Projected value
$226,649
Current value$210,467
Return breakdown
Property appreciation+$16,183
Loan principal paid down+$6,032
Rental cash flow+$7,200
5-year hold
+$50,414(119.8% ROI)
Projected value
$238,124
Current value$210,467
Return breakdown
Property appreciation+$27,657
Loan principal paid down+$10,757
Rental cash flow+$12,000
10-year hold
+$108,581(258.0% ROI)
Projected value
$269,415
Current value$210,467
Return breakdown
Property appreciation+$58,948
Loan principal paid down+$25,633
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 04079 (ME) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

04079 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 04079 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,833 and the 4 bedroom fair market rent is $3,038.

Use this page for searches like 04079 FMR, 04079 fair market rent, and 04079 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 04079
Bedroom sizeHUD FMR
Studio$1,264
1 bedroom$1,397
2 bedroom$1,833
3 bedroom$2,380
4 bedroom$3,038