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Bennington County/Peru/05152

05152

ZIPSAFMR
Bennington County, VT
Zillow

ZIP Investment Score

41Below average

095130300
BRFMR
Eff. Rent
0 BR$1,330$1,330
1 BR$1,500$1,500
2 BR$1,680$1,680
3 BR$2,330$2,330
4 BR$2,810$2,810
5 BR$3,231Not available
6 BR$3,716Not available
7 BR$4,274Not available
8 BR$4,915Not available

Purchase Price Calculator

Maximum purchase price
$187,731

Cost breakdown

+Likely effective rent$1,680
HUD FMRUsed$1,680
Market rentN/A
Est. payment standardN/A
-Principal and interest-$949
Loan amount$150,185
Down payment$37,546
Rate6.50%
Term30 years
-Operating costs-$531
Property taxes-$188
Insurance-$175
Utilities$0
HOA$0
Management-$168
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,015(72.0% ROI)
Projected value
$202,166
Return breakdown
Property appreciation+$14,435
Loan principal paid down+$5,381
Rental cash flow+$7,200
5-year hold
+$46,265(123.2% ROI)
Projected value
$212,400
Return breakdown
Property appreciation+$24,669
Loan principal paid down+$9,595
Rental cash flow+$12,000
10-year hold
+$99,444(264.9% ROI)
Projected value
$240,311
Return breakdown
Property appreciation+$52,581
Loan principal paid down+$22,864
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 05152 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05152 (Peru, VT) is $1,680 a month. That is up 16.7% from $1,440 in FY 2026. Peru is in the Bennington County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,503. Among 24 ZIP codes in Bennington County, 05152 has the 10th-highest two-bedroom rent (county range $1,350–$2,090). The median county two-bedroom FMR in Vermont is $1,570, so ZIP 05152 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05152
BedroomsFY 2027Change90–110% range
Studio$1,330+17.7%$1,197–$1,463
1BR$1,500+18.1%$1,350–$1,650
2BR$1,680+16.7%$1,512–$1,848
3BR$2,330+16.5%$2,097–$2,563
4BR$2,810+17.1%$2,529–$3,091

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05152
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,330$1,500$1,680$2,330$2,810
FY 2026$1,130$1,270$1,440$2,000$2,400
FY 2025$1,050$1,200$1,370$1,910$2,220
FY 2024area FMR$936$1,006$1,241$1,642$1,929
FY 2023area FMR$849$886$1,120$1,455$1,578

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Bennington County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05152
05148$1,590−5.4%
05152Current$1,680—
05155$1,690+0.6%
05161$1,590−5.4%
05201$1,520−9.5%
05250$1,640−2.4%
05251$1,530−8.9%
05252$1,880+11.9%
05253$1,350−19.6%
05254$1,360−19.0%
05255$1,360−19.0%
05257$1,720+2.4%

Questions about ZIP 05152 rents

How much will Section 8 pay for a two-bedroom in ZIP 05152?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,503, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,353 to $1,653 a month; under the ZIP-level Small Area FMR of $1,680 it would be $1,512 to $1,848. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05152 in?

ZIP 05152 is in the Bennington County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,503.

How much did fair market rent change in ZIP 05152 for FY 2027?

The two-bedroom FMR rose 16.7%, from $1,440 in FY 2026 to $1,680 in FY 2027. Since FY 2025 it has risen 22.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPeru, VT fair market rentVT statewide rentsWhat is SAFMR?Data sources