Skip to main content
Loading page
Bennington County/Bennington/05201

05201

ZIPSAFMR
Bennington County, VT
Zillow

ZIP Investment Score

50Below average

095130300
BRFMR
Eff. Rent
0 BR$1,200$1,320
1 BR$1,360$1,480
2 BR$1,520$1,550
3 BR$2,100$1,490
4 BR$2,540$1,730
5 BR$2,921Not available
6 BR$3,359Not available
7 BR$3,863Not available
8 BR$4,442Not available

Purchase Price Calculator

Maximum purchase price
$168,413

Cost breakdown

+Likely effective rent$1,550
HUD FMR$1,520
Market rent$1,570
Est. payment standard (102%)Used$1,550
-Principal and interest-$852
Loan amount$134,730
Down payment$33,683
Rate6.50%
Term30 years
-Operating costs-$498
Property taxes-$168
Insurance-$175
Utilities$0
HOA$0
Management-$155
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,976(74.2% ROI)
Projected value
$181,362
Return breakdown
Property appreciation+$12,949
Loan principal paid down+$4,827
Rental cash flow+$7,200
5-year hold
+$42,739(126.9% ROI)
Projected value
$190,544
Return breakdown
Property appreciation+$22,131
Loan principal paid down+$8,608
Rental cash flow+$12,000
10-year hold
+$91,681(272.2% ROI)
Projected value
$215,583
Return breakdown
Property appreciation+$47,170
Loan principal paid down+$20,511
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.86
1 BR
0.88
2 BR
0.97
3 BR
1.41
4 BR
1.47
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 05201 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05201 (Bennington, VT) is $1,520 a month. That is up 16.0% from $1,310 in FY 2026. Bennington is in the Bennington County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,503. Among 24 ZIP codes in Bennington County, 05201 is tied for the 19th-highest two-bedroom rent (county range $1,350–$2,090). The median county two-bedroom FMR in Vermont is $1,570, so ZIP 05201 is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05201
BedroomsFY 2027Change90–110% range
Studio$1,200+16.5%$1,080–$1,320
1BR$1,360+18.3%$1,224–$1,496
2BR$1,520+16.0%$1,368–$1,672
3BR$2,100+15.4%$1,890–$2,310
4BR$2,540+16.5%$2,286–$2,794

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05201
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,200$1,360$1,520$2,100$2,540
FY 2026$1,030$1,150$1,310$1,820$2,180
FY 2025$950$1,080$1,240$1,730$2,010
FY 2024area FMR$936$1,006$1,241$1,642$1,929
FY 2023area FMR$849$886$1,120$1,455$1,578

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Bennington County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05201
05148$1,590+4.6%
05152$1,680+10.5%
05155$1,690+11.2%
05161$1,590+4.6%
05201Current$1,520—
05250$1,640+7.9%
05251$1,530+0.7%
05252$1,880+23.7%
05253$1,350−11.2%
05254$1,360−10.5%
05255$1,360−10.5%
05257$1,720+13.2%

Questions about ZIP 05201 rents

How much will Section 8 pay for a two-bedroom in ZIP 05201?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,503, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,353 to $1,653 a month; under the ZIP-level Small Area FMR of $1,520 it would be $1,368 to $1,672. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05201 in?

ZIP 05201 is in the Bennington County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,503.

How much did fair market rent change in ZIP 05201 for FY 2027?

The two-bedroom FMR rose 16.0%, from $1,310 in FY 2026 to $1,520 in FY 2027. Since FY 2025 it has risen 22.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBennington, VT fair market rentVT statewide rentsWhat is SAFMR?Data sources