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05670

ZIPSAFMR
Washington County, VT
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,170$1,180
1 BR$1,290$1,160
2 BR$1,680$1,560
3 BR$2,110$2,130
4 BR$2,220$2,100
5 BR$2,553Not available
6 BR$2,936Not available
7 BR$3,376Not available
8 BR$3,883Not available

Purchase Price Calculator

Maximum purchase price
$169,899

Cost breakdown

+Likely effective rent$1,560
HUD FMR$1,680
Market rentUsed$1,560
Est. payment standard (95%)$1,600
-Principal and interest-$859
Loan amount$135,919
Down payment$33,980
Rate6.50%
Term30 years
-Operating costs-$501
Property taxes-$170
Insurance-$175
Utilities$0
HOA$0
Management-$156
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,133(74.0% ROI)
Projected value
$182,962
Return breakdown
Property appreciation+$13,064
Loan principal paid down+$4,870
Rental cash flow+$7,200
5-year hold
+$43,010(126.6% ROI)
Projected value
$192,225
Return breakdown
Property appreciation+$22,326
Loan principal paid down+$8,684
Rental cash flow+$12,000
10-year hold
+$92,278(271.6% ROI)
Projected value
$217,485
Return breakdown
Property appreciation+$47,586
Loan principal paid down+$20,692
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
1.11
2 BR
1.08
3 BR
0.99
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 05670 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05670 (South Barre, VT) is $1,680 a month. That is up 20.0% from $1,400 in FY 2026. South Barre is in the Washington County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,783. Among 33 ZIP codes in Washington County, 05670 is tied for the 22nd-highest two-bedroom rent (county range $1,340–$2,670). The median county two-bedroom FMR in Vermont is $1,570, so ZIP 05670 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05670
BedroomsFY 2027Change90–110% range
Studio$1,170+10.4%$1,053–$1,287
1BR$1,290+20.6%$1,161–$1,419
2BR$1,680+20.0%$1,512–$1,848
3BR$2,110+22.7%$1,899–$2,321
4BR$2,220+20.0%$1,998–$2,442

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05670
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,170$1,290$1,680$2,110$2,220
FY 2026$1,060$1,070$1,400$1,720$1,850
FY 2025$1,080$1,080$1,420$1,760$1,980
FY 2024area FMR$985$1,106$1,453$1,832$1,975
FY 2023area FMR$839$953$1,255$1,584$1,690

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Washington County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05670
05663$1,730+3.0%
05664$1,780+6.0%
05666$2,150+28.0%
05667$1,800+7.1%
05669$1,630−3.0%
05670Current$1,680—
05671$1,780+6.0%
05673$2,390+42.3%
05674$2,410+43.5%
05676$2,160+28.6%
05677$2,030+20.8%
05678$1,660−1.2%

Questions about ZIP 05670 rents

How much will Section 8 pay for a two-bedroom in ZIP 05670?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,783, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,605 to $1,961 a month; under the ZIP-level Small Area FMR of $1,680 it would be $1,512 to $1,848. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05670 in?

ZIP 05670 is in the Washington County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,783.

How much did fair market rent change in ZIP 05670 for FY 2027?

The two-bedroom FMR rose 20.0%, from $1,400 in FY 2026 to $1,680 in FY 2027. Since FY 2025 it has risen 18.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set