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Washington County/Waitsfield/05673

05673

ZIPSAFMR
Washington County, VT
Zillow

ZIP Investment Score

73Below average

095130300
BRFMR
Eff. Rent
0 BR$1,660$1,660
1 BR$1,830$1,830
2 BR$2,390$2,390
3 BR$2,990$2,990
4 BR$3,140$3,140
5 BR$3,611Not available
6 BR$4,153Not available
7 BR$4,776Not available
8 BR$5,492Not available

Purchase Price Calculator

Maximum purchase price
$293,237

Cost breakdown

+Likely effective rent$2,390
HUD FMRUsed$2,390
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,483
Loan amount$234,589
Down payment$58,647
Rate6.50%
Term30 years
-Operating costs-$707
Property taxes-$293
Insurance-$175
Utilities$0
HOA$0
Management-$239
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,152(65.1% ROI)
Projected value
$315,784
Return breakdown
Property appreciation+$22,547
Loan principal paid down+$8,405
Rental cash flow+$7,200
5-year hold
+$65,522(111.7% ROI)
Projected value
$331,770
Return breakdown
Property appreciation+$38,534
Loan principal paid down+$14,988
Rental cash flow+$12,000
10-year hold
+$141,845(241.9% ROI)
Projected value
$375,368
Return breakdown
Property appreciation+$82,131
Loan principal paid down+$35,714
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 05673 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05673 (Waitsfield, VT) is $2,390 a month. That is up 27.1% from $1,880 in FY 2026. Waitsfield is in the Washington County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,783. Among 33 ZIP codes in Washington County, 05673 has the 3rd-highest two-bedroom rent (county range $1,340–$2,670). The median county two-bedroom FMR in Vermont is $1,570, so ZIP 05673 is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05673
BedroomsFY 2027Change90–110% range
Studio$1,660+16.9%$1,494–$1,826
1BR$1,830+28.0%$1,647–$2,013
2BR$2,390+27.1%$2,151–$2,629
3BR$2,990+29.4%$2,691–$3,289
4BR$3,140+26.1%$2,826–$3,454

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05673
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,660$1,830$2,390$2,990$3,140
FY 2026$1,420$1,430$1,880$2,310$2,490
FY 2025$1,260$1,270$1,660$2,060$2,310
FY 2024area FMR$985$1,106$1,453$1,832$1,975
FY 2023area FMR$839$953$1,255$1,584$1,690

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Washington County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05673
05666$2,150−10.0%
05667$1,800−24.7%
05669$1,630−31.8%
05670$1,680−29.7%
05671$1,780−25.5%
05673Current$2,390—
05674$2,410+0.8%
05676$2,160−9.6%
05677$2,030−15.1%
05678$1,660−30.5%
05680$1,450−39.3%
05681$1,900−20.5%

Questions about ZIP 05673 rents

How much will Section 8 pay for a two-bedroom in ZIP 05673?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,783, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,605 to $1,961 a month; under the ZIP-level Small Area FMR of $2,390 it would be $2,151 to $2,629. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05673 in?

ZIP 05673 is in the Washington County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,783.

How much did fair market rent change in ZIP 05673 for FY 2027?

The two-bedroom FMR rose 27.1%, from $1,880 in FY 2026 to $2,390 in FY 2027. Since FY 2025 it has risen 44.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWaitsfield, VT fair market rentVT statewide rentsWhat is SAFMR?Data sources