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Rutland County/Belmont/05730

05730

ZIPSAFMR
Rutland County, VT
Zillow

ZIP Investment Score

78Below average

095130300
BRFMR
Eff. Rent
0 BR$1,260$1,260
1 BR$1,270$1,270
2 BR$1,580$1,580
3 BR$1,960$1,960
4 BR$2,180$2,180
5 BR$2,507Not available
6 BR$2,883Not available
7 BR$3,316Not available
8 BR$3,813Not available

Purchase Price Calculator

Maximum purchase price
$172,871

Cost breakdown

+Likely effective rent$1,580
HUD FMRUsed$1,580
Market rentN/A
Est. payment standardN/A
-Principal and interest-$874
Loan amount$138,297
Down payment$34,574
Rate6.50%
Term30 years
-Operating costs-$506
Property taxes-$173
Insurance-$175
Utilities$0
HOA$0
Management-$158
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,447(73.6% ROI)
Projected value
$186,163
Return breakdown
Property appreciation+$13,292
Loan principal paid down+$4,955
Rental cash flow+$7,200
5-year hold
+$43,552(126.0% ROI)
Projected value
$195,588
Return breakdown
Property appreciation+$22,717
Loan principal paid down+$8,836
Rental cash flow+$12,000
10-year hold
+$93,473(270.4% ROI)
Projected value
$221,289
Return breakdown
Property appreciation+$48,418
Loan principal paid down+$21,054
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 05730 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 05730 (Belmont, VT) is $1,580 a month. That is up 20.6% from $1,310 in FY 2026. Belmont is in the Rutland County, VT non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,541. Among 37 ZIP codes in Rutland County, 05730 is tied for the 15th-highest two-bedroom rent (county range $1,300–$2,020).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 05730
BedroomsFY 2027Change90–110% range
Studio$1,260+22.3%$1,134–$1,386
1BR$1,270+23.3%$1,143–$1,397
2BR$1,580+20.6%$1,422–$1,738
3BR$1,960+20.2%$1,764–$2,156
4BR$2,180+16.0%$1,962–$2,398

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 05730
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,260$1,270$1,580$1,960$2,180
FY 2026$1,030$1,030$1,310$1,630$1,880
FY 2025$1,000$1,000$1,230$1,540$1,830
FY 2024area FMR$991$997$1,224$1,561$2,004
FY 2023area FMR$904$911$1,088$1,440$1,825

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Rutland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 05730
05730Current$1,580—
05731$1,520−3.8%
05732$1,320−16.5%
05733$1,660+5.1%
05735$2,000+26.6%
05736$1,560−1.3%
05737$1,500−5.1%
05738$1,980+25.3%
05739$1,510−4.4%
05741$1,540−2.5%
05742$1,620+2.5%
05743$1,530−3.2%

Questions about ZIP 05730 rents

How much will Section 8 pay for a two-bedroom in ZIP 05730?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,541, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,387 to $1,695 a month; under the ZIP-level Small Area FMR of $1,580 it would be $1,422 to $1,738. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 05730 in?

ZIP 05730 is in the Rutland County, VT non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,541.

How much did fair market rent change in ZIP 05730 for FY 2027?

The two-bedroom FMR rose 20.6%, from $1,310 in FY 2026 to $1,580 in FY 2027. Since FY 2025 it has risen 28.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBelmont, VT fair market rentVT statewide rentsWhat is SAFMR?Data sources