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06419

ZIPSAFMR
Middlesex County, CT

ZIP Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$1,730$1,730
1 BR$1,920$1,920
2 BR$2,350$2,350
3 BR$2,870$2,870
4 BR$3,200$3,200
5 BR$3,680Not available
6 BR$4,232Not available
7 BR$4,867Not available
8 BR$5,597Not available

Purchase Price Calculator

Maximum purchase price
$287,293

Cost breakdown

+Likely effective rent$2,350
HUD FMRUsed$2,350
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,453
Loan amount$229,834
Down payment$57,459
Rate6.50%
Term30 years
-Operating costs-$697
Property taxes-$287
Insurance-$175
Utilities$0
HOA$0
Management-$235
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,525(65.3% ROI)
Projected value
$309,383
Return breakdown
Property appreciation+$22,090
Loan principal paid down+$8,234
Rental cash flow+$7,200
5-year hold
+$64,437(112.1% ROI)
Projected value
$325,045
Return breakdown
Property appreciation+$37,753
Loan principal paid down+$14,684
Rental cash flow+$12,000
10-year hold
+$139,456(242.7% ROI)
Projected value
$367,759
Return breakdown
Property appreciation+$80,466
Loan principal paid down+$34,990
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06419 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06419 (Middlesex County, CT) is $2,350 a month. That is up 4.4% from $2,250 in FY 2026. Among 20 ZIP codes in Middlesex County, 06419 has the 3rd-highest two-bedroom rent (county range $1,590–$2,570). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06419 is 22% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06419
BedroomsFY 2027Change90–110% range
Studio$1,730+10.9%$1,557–$1,903
1BR$1,920+6.7%$1,728–$2,112
2BR$2,350+4.4%$2,115–$2,585
3BR$2,870+4.7%$2,583–$3,157
4BR$3,200+0.6%$2,880–$3,520

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06419
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,730$1,920$2,350$2,870$3,200
FY 2026$1,560$1,800$2,250$2,740$3,180
FY 2025$1,160$1,170$1,520$1,980$2,550
FY 2024$1,080$1,200$1,550$2,100$2,630
FY 2023$1,000$1,150$1,490$2,120$2,540

Two-bedroom rent in nearby Middlesex County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06419
06409$2,190−6.8%
06412$1,900−19.1%
06413$1,850−21.3%
06416$2,050−12.8%
06417$1,910−18.7%
06419Current$2,350—
06422$2,140−8.9%
06423$2,200−6.4%
06424$1,900−19.1%
06426$2,240−4.7%
06438$2,360+0.4%
06441$1,880−20.0%

Questions about ZIP 06419 rents

How much will Section 8 pay for a two-bedroom in ZIP 06419?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,350, that basic range is $2,115 to $2,585 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06419 for FY 2027?

The two-bedroom FMR rose 4.4%, from $2,250 in FY 2026 to $2,350 in FY 2027. Since FY 2023 it has risen 57.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set