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CT/Middlesex County/06455

06455

ZIPSAFMR
Middlesex County, CT
Zillow

ZIP Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$1,250$1,250
1 BR$1,440$1,440
2 BR$1,800$1,800
3 BR$2,140$2,140
4 BR$2,370$2,370
5 BR$2,726Not available
6 BR$3,134Not available
7 BR$3,604Not available
8 BR$4,145Not available

Purchase Price Calculator

Maximum purchase price
$205,563

Cost breakdown

+Likely effective rent$1,800
HUD FMRUsed$1,800
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,039
Loan amount$164,450
Down payment$41,113
Rate6.50%
Term30 years
-Operating costs-$561
Property taxes-$206
Insurance-$175
Utilities$0
HOA$0
Management-$180
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,898(70.3% ROI)
Projected value
$221,369
Return breakdown
Property appreciation+$15,806
Loan principal paid down+$5,892
Rental cash flow+$7,200
5-year hold
+$49,519(120.4% ROI)
Projected value
$232,575
Return breakdown
Property appreciation+$27,013
Loan principal paid down+$10,507
Rental cash flow+$12,000
10-year hold
+$106,611(259.3% ROI)
Projected value
$263,138
Return breakdown
Property appreciation+$57,575
Loan principal paid down+$25,036
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06455 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06455 (Middlesex County, CT) is $1,800 a month. That is up 9.1% from $1,650 in FY 2026. Among 20 ZIP codes in Middlesex County, 06455 has the 18th-highest two-bedroom rent (county range $1,590–$2,570). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06455 is 7% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06455
BedroomsFY 2027Change90–110% range
Studio$1,250+6.8%$1,125–$1,375
1BR$1,440+9.1%$1,296–$1,584
2BR$1,800+9.1%$1,620–$1,980
3BR$2,140+7.0%$1,926–$2,354
4BR$2,370+1.3%$2,133–$2,607

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06455
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,250$1,440$1,800$2,140$2,370
FY 2026$1,170$1,320$1,650$2,000$2,340
FY 2025$1,300$1,460$1,830$2,220$2,590
FY 2024$1,230$1,420$1,770$2,140$2,600
FY 2023$1,300$1,560$1,940$2,360$2,880

Two-bedroom rent in nearby Middlesex County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06455
06423$2,200+22.2%
06424$1,900+5.6%
06426$2,240+24.4%
06438$2,360+31.1%
06441$1,880+4.4%
06442$2,000+11.1%
06455Current$1,800—
06457$1,980+10.0%
06469$1,680−6.7%
06475$2,570+42.8%
06480$1,590−11.7%
06481$1,850+2.8%

Questions about ZIP 06455 rents

How much will Section 8 pay for a two-bedroom in ZIP 06455?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,800, that basic range is $1,620 to $1,980 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06455 for FY 2027?

The two-bedroom FMR rose 9.1%, from $1,650 in FY 2026 to $1,800 in FY 2027. Since FY 2023 it has fallen 7.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources