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06759

ZIPSAFMR
Litchfield County, CT

ZIP Investment Score

64Below average

095130300
BRFMR
Eff. Rent
0 BR$1,290$1,290
1 BR$1,520$1,520
2 BR$1,850$1,850
3 BR$2,440$2,440
4 BR$2,800$2,800
5 BR$3,220Not available
6 BR$3,703Not available
7 BR$4,258Not available
8 BR$4,897Not available

Purchase Price Calculator

Maximum purchase price
$212,993

Cost breakdown

+Likely effective rent$1,850
HUD FMRUsed$1,850
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,077
Loan amount$170,394
Down payment$42,599
Rate6.50%
Term30 years
-Operating costs-$573
Property taxes-$213
Insurance-$175
Utilities$0
HOA$0
Management-$185
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,682(69.7% ROI)
Projected value
$229,370
Return breakdown
Property appreciation+$16,377
Loan principal paid down+$6,105
Rental cash flow+$7,200
5-year hold
+$50,876(119.4% ROI)
Projected value
$240,982
Return breakdown
Property appreciation+$27,989
Loan principal paid down+$10,887
Rental cash flow+$12,000
10-year hold
+$109,597(257.3% ROI)
Projected value
$272,649
Return breakdown
Property appreciation+$59,656
Loan principal paid down+$25,941
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 06759 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06759 (Litchfield County, CT) is $1,850 a month. That is unchanged from FY 2026. Among 36 ZIP codes in Litchfield County, 06759 has the 18th-highest two-bedroom rent (county range $1,460–$3,400). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06759 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06759
BedroomsFY 2027Change90–110% range
Studio$1,290+0.8%$1,161–$1,419
1BR$1,520+0.7%$1,368–$1,672
2BR$1,8500.0%$1,665–$2,035
3BR$2,440+2.5%$2,196–$2,684
4BR$2,800+4.1%$2,520–$3,080

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06759
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,290$1,520$1,850$2,440$2,800
FY 2026$1,280$1,510$1,850$2,380$2,690
FY 2025$1,170$1,380$1,710$2,140$2,440
FY 2024area FMR$1,006$1,160$1,484$1,819$2,024
FY 2023area FMR$925$1,067$1,384$1,684$1,859

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Litchfield County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06759
06750$1,460−21.1%
06751$1,610−13.0%
06752$3,400+83.8%
06754$1,970+6.5%
06755$2,440+31.9%
06756$2,180+17.8%
06757$1,830−1.1%
06759Current$1,850—
06763$1,510−18.4%
06776$2,400+29.7%
06777$2,340+26.5%
06778$1,610−13.0%

Questions about ZIP 06759 rents

How much will Section 8 pay for a two-bedroom in ZIP 06759?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,850, that basic range is $1,665 to $2,035 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06759 for FY 2027?

The two-bedroom FMR was unchanged at $1,850 in FY 2027. Since FY 2025 it has risen 8.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set