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06793

ZIPSAFMR
Litchfield County, CT

ZIP Investment Score

47Below average

095130300
BRFMR
Eff. Rent
0 BR$1,540$1,540
1 BR$1,810$1,810
2 BR$2,210$2,210
3 BR$2,920$2,920
4 BR$3,340$3,340
5 BR$3,841Not available
6 BR$4,417Not available
7 BR$5,080Not available
8 BR$5,842Not available

Purchase Price Calculator

Maximum purchase price
$266,489

Cost breakdown

+Likely effective rent$2,210
HUD FMRUsed$2,210
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,348
Loan amount$213,191
Down payment$53,298
Rate6.50%
Term30 years
-Operating costs-$662
Property taxes-$266
Insurance-$175
Utilities$0
HOA$0
Management-$221
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,329(66.3% ROI)
Projected value
$286,979
Return breakdown
Property appreciation+$20,490
Loan principal paid down+$7,638
Rental cash flow+$7,200
5-year hold
+$60,640(113.8% ROI)
Projected value
$301,507
Return breakdown
Property appreciation+$35,019
Loan principal paid down+$13,621
Rental cash flow+$12,000
10-year hold
+$131,095(246.0% ROI)
Projected value
$341,128
Return breakdown
Property appreciation+$74,639
Loan principal paid down+$32,456
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06793 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06793 (Litchfield County, CT) is $2,210 a month. That is down 5.2% from $2,330 in FY 2026. Among 36 ZIP codes in Litchfield County, 06793 has the 9th-highest two-bedroom rent (county range $1,460–$3,400). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06793 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06793
BedroomsFY 2027Change90–110% range
Studio$1,540−4.3%$1,386–$1,694
1BR$1,810−4.7%$1,629–$1,991
2BR$2,210−5.2%$1,989–$2,431
3BR$2,920−2.7%$2,628–$3,212
4BR$3,340−1.2%$3,006–$3,674

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06793
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,540$1,810$2,210$2,920$3,340
FY 2026$1,610$1,900$2,330$3,000$3,380
FY 2025$1,500$1,770$2,190$2,740$3,130
FY 2024area FMR$1,006$1,160$1,484$1,819$2,024
FY 2023area FMR$925$1,067$1,384$1,684$1,859

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Litchfield County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06793
06782$1,990−10.0%
06783$2,260+2.3%
06785$2,260+2.3%
06786$1,610−27.1%
06787$1,610−27.1%
06790$1,500−32.1%
06791$2,010−9.0%
06793Current$2,210—
06794$2,340+5.9%
06795$1,610−27.1%
06796$2,040−7.7%
06798$2,140−3.2%

Questions about ZIP 06793 rents

How much will Section 8 pay for a two-bedroom in ZIP 06793?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,210, that basic range is $1,989 to $2,431 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06793 for FY 2027?

The two-bedroom FMR fell 5.2%, from $2,330 in FY 2026 to $2,210 in FY 2027. Since FY 2025 it has risen 0.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set