07073
ZIPFMR
Bergen County, NJ
BRFMR
Eff. Rent
0 BR$1,778$1,778
1 BR$2,024$2,024
2 BR$2,324$2,324
3 BR$2,835$2,835
4 BR$3,618$3,618
5 BR$4,161
6 BR$4,785
7 BR$5,503
8 BR$6,328

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.66ratio
FMR$1,778
Market$2,680
vs market-$902

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
1 BR
1 BR
0.83ratio
FMR$2,024
Market$2,430
vs market-$406

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.83
2 BR
2 BR
0.78ratio
FMR$2,324
Market$2,970
vs market-$646

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.78
3 BR
3 BR
0.81ratio
FMR$2,835
Market$3,490
vs market-$655

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
4 BR
4 BR
0.93ratio
FMR$3,618
Market$3,900
vs market-$282

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$283,429
Rent
$2,324
Down payment
$56,686
Loan
$226,743
Mortgage
$1,433
Expenses
$691
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 07073 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.