10112
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$3,120$3,430
1 BR$3,270$3,600
2 BR$3,590$3,950
3 BR$4,500$4,950
4 BR$4,880$5,370
5 BR$5,612
6 BR$6,454
7 BR$7,422
8 BR$8,535

Purchase Price Calculator

Maximum purchase price
$525,052

Cost breakdown

+Likely effective rent$3,950
HUD FMR$3,590
Market rent$7,500
Est. payment standard (110%)Used$3,950
Estimated payment standard is $3,950 (110% of FMR).
-Principal and interest-$2,655
Loan amount$420,042
Down payment$105,010
Rate6.50%
Term30 years
-Operating costs-$1,095
Property taxes-$525
Insurance-$175
Utilities$0
HOA$0
Management-$395
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$62,621(59.6% ROI)
Projected value
$565,423
Current value$525,052
Return breakdown
Property appreciation+$40,372
Loan principal paid down+$15,049
Rental cash flow+$7,200
5-year hold
+$107,833(102.7% ROI)
Projected value
$594,048
Current value$525,052
Return breakdown
Property appreciation+$68,996
Loan principal paid down+$26,837
Rental cash flow+$12,000
10-year hold
+$235,006(223.8% ROI)
Projected value
$672,111
Current value$525,052
Return breakdown
Property appreciation+$147,059
Loan principal paid down+$63,947
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.65ratio
FMR$3,120
Market$4,830
vs market-$1,710

FMR is below market; voucher rent may lag private rents.

90% standard$2,808 / 0.58 ratio110% standard$3,432 / 0.71 ratio
0.65
1 BR
1 BR
0.53ratio
FMR$3,270
Market$6,220
vs market-$2,950

FMR is below market; voucher rent may lag private rents.

0.53
2 BR
2 BR
0.48ratio
FMR$3,590
Market$7,500
vs market-$3,910

FMR is below market; voucher rent may lag private rents.

0.48
3 BR
3 BR
0.41ratio
FMR$4,500
Market$11,010
vs market-$6,510

FMR is below market; voucher rent may lag private rents.

0.41
4 BR
4 BR
0.64ratio
FMR$4,880
Market$7,670
vs market-$2,790

FMR is below market; voucher rent may lag private rents.

90% standard$4,392 / 0.57 ratio110% standard$5,368 / 0.70 ratio
0.64
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10112 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10112 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10112 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,590 and the 4 bedroom fair market rent is $4,880.

Use this page for searches like 10112 FMR, 10112 fair market rent, and 10112 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10112
Bedroom sizeHUD FMR
Studio$3,120
1 bedroom$3,270
2 bedroom$3,590
3 bedroom$4,500
4 bedroom$4,880