10115
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$3,120$3,430
1 BR$3,270$3,600
2 BR$3,590$3,950
3 BR$4,500$4,240
4 BR$4,880$4,330
5 BR$5,612
6 BR$6,454
7 BR$7,422
8 BR$8,535

Purchase Price Calculator

Maximum purchase price
$525,052

Cost breakdown

+Likely effective rent$3,950
HUD FMR$3,590
Market rent$5,290
Est. payment standard (110%)Used$3,950
Estimated payment standard is $3,950 (110% of FMR).
-Principal and interest-$2,655
Loan amount$420,042
Down payment$105,010
Rate6.50%
Term30 years
-Operating costs-$1,095
Property taxes-$525
Insurance-$175
Utilities$0
HOA$0
Management-$395
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$62,621(59.6% ROI)
Projected value
$565,423
Current value$525,052
Return breakdown
Property appreciation+$40,372
Loan principal paid down+$15,049
Rental cash flow+$7,200
5-year hold
+$107,833(102.7% ROI)
Projected value
$594,048
Current value$525,052
Return breakdown
Property appreciation+$68,996
Loan principal paid down+$26,837
Rental cash flow+$12,000
10-year hold
+$235,006(223.8% ROI)
Projected value
$672,111
Current value$525,052
Return breakdown
Property appreciation+$147,059
Loan principal paid down+$63,947
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$3,120
Market$3,670
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$2,808 / 0.77 ratio110% standard$3,432 / 0.94 ratio
0.85
1 BR
1 BR
0.63ratio
FMR$3,270
Market$5,170
vs market-$1,900

FMR is below market; voucher rent may lag private rents.

90% standard$2,943 / 0.57 ratio110% standard$3,597 / 0.70 ratio
0.63
2 BR
2 BR
0.68ratio
FMR$3,590
Market$5,290
vs market-$1,700

FMR is below market; voucher rent may lag private rents.

90% standard$3,231 / 0.61 ratio110% standard$3,949 / 0.75 ratio
0.68
3 BR
3 BR
1.06ratio
FMR$4,500
Market$4,240
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$4,050 / 0.96 ratio110% standard$4,950 / 1.17 ratio
1.06
4 BR
4 BR
1.13ratio
FMR$4,880
Market$4,330
vs market+$550

FMR is above market; underwrite to market rent.

90% standard$4,392 / 1.01 ratio110% standard$5,368 / 1.24 ratio
1.13
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10115 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10115 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10115 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,590 and the 4 bedroom fair market rent is $4,880.

Use this page for searches like 10115 FMR, 10115 fair market rent, and 10115 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10115
Bedroom sizeHUD FMR
Studio$3,120
1 bedroom$3,270
2 bedroom$3,590
3 bedroom$4,500
4 bedroom$4,880