10162
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$3,450$3,640
1 BR$3,620$3,980
2 BR$3,970$4,370
3 BR$4,970$5,470
4 BR$5,400$5,940
5 BR$6,210
6 BR$7,141
7 BR$8,213
8 BR$9,445

Purchase Price Calculator

Maximum purchase price
$587,464

Cost breakdown

+Likely effective rent$4,370
HUD FMR$3,970
Market rent$6,560
Est. payment standard (110%)Used$4,370
Estimated payment standard is $4,370 (110% of FMR).
-Principal and interest-$2,971
Loan amount$469,971
Down payment$117,493
Rate6.50%
Term30 years
-Operating costs-$1,199
Property taxes-$587
Insurance-$175
Utilities$0
HOA$0
Management-$437
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$69,208(58.9% ROI)
Projected value
$632,634
Current value$587,464
Return breakdown
Property appreciation+$45,170
Loan principal paid down+$16,838
Rental cash flow+$7,200
5-year hold
+$119,224(101.5% ROI)
Projected value
$664,661
Current value$587,464
Return breakdown
Property appreciation+$77,198
Loan principal paid down+$30,027
Rental cash flow+$12,000
10-year hold
+$260,087(221.4% ROI)
Projected value
$752,003
Current value$587,464
Return breakdown
Property appreciation+$164,540
Loan principal paid down+$71,548
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.92ratio
FMR$3,450
Market$3,750
vs market-$300

FMR is near market; voucher and private rents are aligned.

90% standard$3,105 / 0.83 ratio110% standard$3,795 / 1.01 ratio
0.92
1 BR
1 BR
0.83ratio
FMR$3,620
Market$4,340
vs market-$720

FMR is below market; voucher rent may lag private rents.

90% standard$3,258 / 0.75 ratio110% standard$3,982 / 0.92 ratio
0.83
2 BR
2 BR
0.61ratio
FMR$3,970
Market$6,560
vs market-$2,590

FMR is below market; voucher rent may lag private rents.

90% standard$3,573 / 0.54 ratio110% standard$4,367 / 0.67 ratio
0.61
3 BR
3 BR
0.75ratio
FMR$4,970
Market$6,600
vs market-$1,630

FMR is below market; voucher rent may lag private rents.

90% standard$4,473 / 0.68 ratio110% standard$5,467 / 0.83 ratio
0.75
4 BR
4 BR
0.84ratio
FMR$5,400
Market$6,430
vs market-$1,030

FMR is below market; voucher rent may lag private rents.

90% standard$4,860 / 0.76 ratio110% standard$5,940 / 0.92 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10162 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10162 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10162 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,970 and the 4 bedroom fair market rent is $5,400.

Use this page for searches like 10162 FMR, 10162 fair market rent, and 10162 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10162
Bedroom sizeHUD FMR
Studio$3,450
1 bedroom$3,620
2 bedroom$3,970
3 bedroom$4,970
4 bedroom$5,400