10185
ZIPSAFMR
New York County, NY
BRFMR
Eff. Rent
0 BR$3,120$3,120
1 BR$3,270$3,270
2 BR$3,590$3,590
3 BR$4,500$4,500
4 BR$4,880$4,430
5 BR$5,612
6 BR$6,454
7 BR$7,422
8 BR$8,535

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.77ratio
FMR$3,120
Market$4,030
vs market-$910

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.77
1 BR
1 BR
0.74ratio
FMR$3,270
Market$4,410
vs market-$1,140

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.74
2 BR
2 BR
0.63ratio
FMR$3,590
Market$5,730
vs market-$2,140

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.63
3 BR
3 BR
0.34ratio
FMR$4,500
Market$13,130
vs market-$8,630

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.34
4 BR
4 BR
1.10ratio
FMR$4,880
Market$4,430
vs market+$450

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.10
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$471,556
Rent
$3,590
Down payment
$94,311
Loan
$377,245
Mortgage
$2,384
Expenses
$1,006
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10185 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.