10932
ZIPSAFMR
Orange County, NY
BRFMR
Eff. Rent
0 BR$1,410$1,410
1 BR$1,600$1,600
2 BR$2,050$2,050
3 BR$2,600$2,600
4 BR$2,790$2,790
5 BR$3,208
6 BR$3,690
7 BR$4,243
8 BR$4,880

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.82ratio
FMR$1,410
Market$1,720
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
1 BR
1 BR
0.88ratio
FMR$1,600
Market$1,810
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
2 BR
2 BR
0.86ratio
FMR$2,050
Market$2,370
vs market-$320

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
3 BR
3 BR
0.94ratio
FMR$2,600
Market$2,760
vs market-$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
4 BR
4 BR
0.85ratio
FMR$2,790
Market$3,280
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$242,713
Rent
$2,050
Down payment
$48,543
Loan
$194,170
Mortgage
$1,227
Expenses
$623
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10932 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.