12161
ZIPSAFMR
Albany County, NY
BRFMR
Eff. Rent
0 BR$1,620$1,280
1 BR$1,890$1,470
2 BR$2,270$1,660
3 BR$2,720$2,020
4 BR$3,010$1,980
5 BR$3,461
6 BR$3,981
7 BR$4,578
8 BR$5,265

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.27ratio
FMR$1,620
Market$1,280
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.27
1 BR
1 BR
1.29ratio
FMR$1,890
Market$1,470
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
2 BR
2 BR
1.37ratio
FMR$2,270
Market$1,660
vs market+$610

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.37
3 BR
3 BR
1.35ratio
FMR$2,720
Market$2,020
vs market+$700

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.35
4 BR
4 BR
1.52ratio
FMR$3,010
Market$1,980
vs market+$1,030

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.52
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$275,405
Rent
$2,270
Down payment
$55,081
Loan
$220,324
Mortgage
$1,393
Expenses
$677
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12161 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.