12183
ZIPSAFMR
Albany County, NY
BRFMR
Eff. Rent
0 BR$1,020$1,020
1 BR$1,180$1,180
2 BR$1,420$1,420
3 BR$1,700$1,630
4 BR$1,880$1,540
5 BR$2,162
6 BR$2,486
7 BR$2,859
8 BR$3,288

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.81ratio
FMR$1,020
Market$1,260
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
1 BR
1 BR
0.87ratio
FMR$1,180
Market$1,350
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
2 BR
2 BR
0.96ratio
FMR$1,420
Market$1,480
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
3 BR
3 BR
1.04ratio
FMR$1,700
Market$1,630
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
4 BR
4 BR
1.22ratio
FMR$1,880
Market$1,540
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$149,095
Rent
$1,420
Down payment
$29,819
Loan
$119,276
Mortgage
$754
Expenses
$466
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12183 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.